Financial Research & Analysis

AICL

Multi-Line Insurance • Finance

Revenue Metrics

Total Revenue (Q)

19.8B PKR

Mar 2025

Total Revenue (Y)

90.2B PKR

Dec 2024

Total Revenue (TTM)

82.0B PKR

Revenue Per Share (Current)

234.41

Revenue Per Share (Q)

56.62

Mar 2025

Revenue Per Share (Y)

257.59

Dec 2024

Revenue Per Share (TTM)

234.41

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Profitability & Margins

Gross Margin (Current)

N/A

Gross Margin (TTM)

N/A

Operating Margin (Current)

11.76%

Operating Margin (TTM)

10.57%

Net Margin (Current)

7.44%

Net Margin (TTM)

6.41%

Net Income

4.8B PKR

Net Income (TTM)

5.3B PKR

Operating Data

Operating Income (TTM)

8.7B PKR

Operating Expense (TTM)

-73,374,617,000 PKR

Non-Operating Income (TTM)

586.6M PKR

EBITDA (TTM)

N/A

EBITDA Margin (TTM)

N/A

EBITDA Per Share (TTM)

N/A

Earnings

EPS Basic (TTM)

15.02

EPS Diluted (TTM)

15.02

Next Earnings Release

Aug 2025

Next Quarterly Release

Aug 2025

Next Yearly Release

Apr 2026

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Total Revenue History

Date	Value
Dec 31, 2024	90.16B
Dec 31, 2023	65.24B
Dec 31, 2022	43.83B
Dec 31, 2021	38.37B
Dec 31, 2020	35.36B
Dec 31, 2019	33.41B
Dec 31, 2018	28.91B
Dec 31, 2017	28.97B
Dec 31, 2016	25.30B
Dec 31, 2015	20.36B
Dec 31, 2014	14.13B
Dec 31, 2013	12.47B
Dec 31, 2012	9.07B
Dec 31, 2011	8.92B
Dec 31, 2010	7.94B
Dec 31, 2009	7.57B
Dec 31, 2008	11.11B
Dec 31, 2007	8.30B
Dec 31, 2006	6.84B
Dec 31, 2005	5.19B

Revenue Per Share History

Date	Value
Dec 31, 2024	257.588
Dec 31, 2023	186.402
Dec 31, 2022	125.241
Dec 31, 2021	109.628
Dec 31, 2020	101.022
Dec 31, 2019	95.444
Dec 31, 2018	82.609
Dec 31, 2017	82.761
Dec 31, 2016	72.274
Dec 31, 2015	58.171
Dec 31, 2014	40.384
Dec 31, 2013	35.615
Dec 31, 2012	25.921
Dec 31, 2011	25.499
Dec 31, 2010	22.695
Dec 31, 2009	21.632
Dec 31, 2008	31.73
Dec 31, 2007	23.7
Dec 31, 2006	19.532
Dec 31, 2005	14.82

Operating Margin History

Date	Value
Dec 31, 2024	9.10%
Dec 31, 2023	7.56%
Dec 31, 2022	6.45%
Dec 31, 2021	9.51%
Dec 31, 2020	6.79%
Dec 31, 2019	9.47%
Dec 31, 2018	9.33%
Dec 31, 2017	10.33%
Dec 31, 2016	14.86%
Dec 31, 2015	14.13%
Dec 31, 2014	14.44%
Dec 31, 2013	16.22%
Dec 31, 2012	3.17%
Dec 31, 2011	1.16%
Dec 31, 2010	7.13%
Dec 31, 2009	32.79%
Dec 31, 2008	9.02%
Dec 31, 2007	30.04%
Dec 31, 2006	23.50%
Dec 31, 2005	24.41%

Net Margin History

Date	Value
Dec 31, 2024	5.32%
Dec 31, 2023	4.03%
Dec 31, 2022	5.34%
Dec 31, 2021	7.67%
Dec 31, 2020	5.87%
Dec 31, 2019	5.90%
Dec 31, 2018	4.43%
Dec 31, 2017	3.78%
Dec 31, 2016	13.81%
Dec 31, 2015	12.55%
Dec 31, 2014	13.37%
Dec 31, 2013	15.84%
Dec 31, 2012	4.83%
Dec 31, 2011	2.69%
Dec 31, 2010	7.79%
Dec 31, 2009	32.25%
Dec 31, 2008	9.85%
Dec 31, 2007	50.65%
Dec 31, 2006	23.06%
Dec 31, 2005	22.43%

Net Income History

Date	Value
Dec 31, 2024	4.80B
Dec 31, 2023	2.63B
Dec 31, 2022	2.34B
Dec 31, 2021	2.94B
Dec 31, 2020	2.07B
Dec 31, 2019	1.97B
Dec 31, 2018	1.28B
Dec 31, 2017	1.10B
Dec 31, 2016	3.49B
Dec 31, 2015	2.56B
Dec 31, 2014	1.89B
Dec 31, 2013	1.97B
Dec 31, 2012	438.49M
Dec 31, 2011	240.14M
Dec 31, 2010	619.00M
Dec 31, 2009	2.44B
Dec 31, 2008	1.09B
Dec 31, 2007	4.20B
Dec 31, 2006	1.58B
Dec 31, 2005	1.16B

Operating Income History

Date	Value
Dec 31, 2024	8.21B
Dec 31, 2023	4.93B
Dec 31, 2022	2.83B
Dec 31, 2021	3.65B
Dec 31, 2020	2.40B
Dec 31, 2019	3.16B
Dec 31, 2018	2.70B
Dec 31, 2017	2.99B
Dec 31, 2016	3.76B
Dec 31, 2015	2.88B
Dec 31, 2014	2.04B
Dec 31, 2013	2.02B
Dec 31, 2012	287.48M
Dec 31, 2011	103.52M
Dec 31, 2010	566.70M
Dec 31, 2009	2.48B
Dec 31, 2008	1.00B
Dec 31, 2007	2.49B
Dec 31, 2006	1.61B
Dec 31, 2005	1.27B

Operating Expense History

Date	Value
Dec 31, 2024	-81,948,666,000
Dec 31, 2023	-60,308,343,000
Dec 31, 2022	-41,008,430,000
Dec 31, 2021	-34,722,627,000
Dec 31, 2020	-32,956,930,000
Dec 31, 2019	-30,242,948,000
Dec 31, 2018	-26,215,524,000
Dec 31, 2017	-25,974,364,000
Dec 31, 2016	-21,537,734,000
Dec 31, 2015	-17,483,409,000
Dec 31, 2014	-12,093,518,000
Dec 31, 2013	-10,443,724,000
Dec 31, 2012	-8,784,721,000
Dec 31, 2011	-8,820,962,000
Dec 31, 2010	-7,376,421,000
Dec 31, 2009	-5,088,247,000
Dec 31, 2008	-10,103,451,000
Dec 31, 2007	-5,803,228,000
Dec 31, 2006	-5,229,669,000
Dec 31, 2005	-3,920,750,000

Non-Operating Income History

Date	Value
Dec 31, 2024	385.95M
Dec 31, 2023	68.08M
Dec 31, 2022	435.16M
Dec 31, 2021	622.54M
Dec 31, 2020	-170,360,000
Dec 31, 2019	-348,138,000
Dec 31, 2018	-451,670,000
Dec 31, 2017	-1,113,098,000
Dec 31, 2016	297.51M
Dec 31, 2015	-45,556,000
Dec 31, 2014	8.19M
Dec 31, 2013	205.59M
Dec 31, 2012	149.53M
Dec 31, 2011	-244,517,000
Dec 31, 2010	-15,210,000
Dec 31, 2009	125.39M
Dec 31, 2008	161.36M
Dec 31, 2007	1.79B
Dec 31, 2006	78.19M
Dec 31, 2005	12.13M

EPS Basic History

Date	Value
Dec 31, 2024	13.706
Dec 31, 2023	7.503
Dec 31, 2022	6.689
Dec 31, 2021	8.41
Dec 31, 2020	5.926
Dec 31, 2019	5.634
Dec 31, 2018	3.659
Dec 31, 2017	3.13
Dec 31, 2016	9.98
Dec 31, 2015	7.3
Dec 31, 2014	5.4
Dec 31, 2013	5.64
Dec 31, 2012	1.251
Dec 31, 2011	0.686
Dec 31, 2010	1.767
Dec 31, 2009	6.976
Dec 31, 2008	3.14
Dec 31, 2007	12.002
Dec 31, 2006	4.504
Dec 31, 2005	3.323

EPS Diluted History

Date	Value
Dec 31, 2024	13.706
Dec 31, 2023	7.503
Dec 31, 2022	6.689
Dec 31, 2021	8.41
Dec 31, 2020	5.926
Dec 31, 2019	5.634
Dec 31, 2018	3.659
Dec 31, 2017	3.13
Dec 31, 2016	9.98
Dec 31, 2015	7.3
Dec 31, 2014	5.4
Dec 31, 2013	5.64
Dec 31, 2012	1.251
Dec 31, 2011	0.686
Dec 31, 2010	1.767
Dec 31, 2009	6.976
Dec 31, 2008	3.14
Dec 31, 2007	12.002
Dec 31, 2006	4.504
Dec 31, 2005	3.323

KSE-100