Question 1

What are the best mutual funds in Pakistan in 2025?

Accepted Answer

The best mutual funds in Pakistan depend on your investment goals and risk profile. PSX Terminal tracks live NAV and returns for all 500+ MUFAP-registered funds across categories including money market funds (low risk, stable returns), income funds (moderate risk), Islamic equity funds (Shariah-compliant growth), and equity funds (higher risk, higher potential returns). Use the filter and sort tools on PSX Terminal to compare 1-year and 3-year returns.

Question 2

What is NAV in mutual funds Pakistan?

Accepted Answer

NAV (Net Asset Value) is the per-unit price of a mutual fund in Pakistan. It is calculated daily by dividing the total value of all fund assets minus liabilities by the total number of units outstanding. When you invest in a Pakistani mutual fund, you buy units at the current NAV and sell at the NAV on redemption date.

Question 3

What is the difference between Islamic and conventional mutual funds in Pakistan?

Accepted Answer

Islamic mutual funds in Pakistan invest only in Shariah-compliant assets — they avoid interest (riba), prohibited industries like alcohol and tobacco, and excessive uncertainty (gharar). They are supervised by a Shariah advisory board. Conventional funds have no such restrictions. PSX Terminal marks all Shariah-compliant funds for easy identification.

Question 4

How do I compare mutual fund returns in Pakistan?

Accepted Answer

To compare mutual fund returns in Pakistan, look at YTD (year-to-date), 1-year, and 3-year returns alongside the fund's risk profile and category. Money market funds typically offer 18-22% annualised returns in Pakistan's current rate environment, while equity funds can offer higher but more volatile returns. PSX Terminal allows sorting and filtering all 500+ funds by return period, category, and Shariah compliance.

Question 5

What are money market funds in Pakistan?

Accepted Answer

Money market funds in Pakistan are low-risk mutual funds that invest in short-term instruments like Treasury Bills (T-bills), bank placements, and government securities. They offer stable, relatively predictable returns and are ideal for parking short-term funds. They are the most popular category of mutual funds in Pakistan by number of investors.

KSE-100

Mutual Funds

786 Islamic Money Market Fund ☪️

786 Smart Fund ☪️

ABL Cash Fund

ABL Financial Sector Fund Plan I

ABL Fixed Rate Plan XXII

ABL Fixed Rate Plan XXIII

ABL Fixed Rate Plan XXIV

ABL Fixed Rate Plan XXV