PSX Terminal

KSE-100

SUS
148,617.78
+0.86%

Financial Research & Analysis

BAFL

Regional Banks • Finance

Valuation Ratios

P/E Ratio (Current)

5.02

P/B Ratio (Current)

0.87

P/S Ratio (Current)

0.34

P/FCF Ratio (Current)

N/A

PEG Ratio (TTM)

N/A

P/FCF Ratio (TTM)

N/A

Book Value & Per Share Metrics

Book Value Per Share (Current)

120.531 PKR

NCAV Per Share Ratio (Current)

-1722.46

Enterprise Value

Enterprise Value (Current)

751.7B PKR

EV/EBITDA (Current)

N/A

EV/EBITDA (TTM)

N/A

Banking Metrics

Total Deposits (Q)

2107.9B PKR

Jun 2025
Loans Net (Q)

1079.6B PKR

Jun 2025
Deposits/Assets Ratio (Current)

0.64%

Total Capital Ratio (Current)

17.40%

—

—

—

—

Investment & Securities

Investment Income (Q)

N/A

Investment Income (TTM)

N/A

Bank Investments (Q)

1736.4B PKR

Jun 2025
Unrealized Gains (Q)

17.2B PKR

Jun 2025

P/E Ratio History

DateValue
Dec 31, 20243.30
Dec 31, 20232.10
Dec 31, 20222.90
Dec 31, 20214.26
Dec 31, 20205.80
Dec 31, 20196.22
Dec 31, 20186.61
Dec 31, 20178.85
Dec 31, 20167.70
Dec 31, 20156.11
Dec 31, 20148.55
Dec 31, 20137.79
Dec 31, 20124.98
Dec 31, 20113.50
Dec 31, 201012.60
Dec 31, 20080.46
Dec 31, 20079.96
Dec 31, 200614.31
Dec 31, 200516.88

P/B Ratio History

DateValue
Dec 31, 20240.72
Dec 31, 20230.55
Dec 31, 20220.47
Dec 31, 20210.60
Dec 31, 20200.68
Dec 31, 20190.91
Dec 31, 20180.94
Dec 31, 20171.03
Dec 31, 20161.00
Dec 31, 20150.85
Dec 31, 20141.24
Dec 31, 20131.29
Dec 31, 20120.89
Dec 31, 20110.66
Dec 31, 20100.79
Dec 31, 20091.00
Dec 31, 20080.92
Dec 31, 20072.34
Dec 31, 20062.15
Dec 31, 20053.50

P/S Ratio History

DateValue
Dec 31, 20240.24
Dec 31, 20230.17
Dec 31, 20220.23
Dec 31, 20210.53
Dec 31, 20200.60
Dec 31, 20190.79
Dec 31, 20181.03
Dec 31, 20171.15
Dec 31, 20160.92
Dec 31, 20150.65
Dec 31, 20140.75
Dec 31, 20130.70
Dec 31, 20120.43
Dec 31, 20110.31
Dec 31, 20100.36
Dec 31, 20090.43
Dec 31, 20080.37
Dec 31, 20071.09
Dec 31, 20060.78
Dec 31, 20051.50

Book Value Per Share History

DateValue
Dec 31, 2024114.994
Dec 31, 202388.715
Dec 31, 202264.632
Dec 31, 202157.251
Dec 31, 202052.079
Dec 31, 201950.187
Dec 31, 201843.118
Dec 31, 201737.554
Dec 31, 201634.536
Dec 31, 201530.775
Dec 31, 201425.67
Dec 31, 201319.046
Dec 31, 201217.184
Dec 31, 201115.583
Dec 31, 201012.942
Dec 31, 200912.581
Dec 31, 200812.694
Dec 31, 200713.071
Dec 31, 20068.515
Dec 31, 20056.184

NCAV Per Share Ratio History

DateValue
Dec 31, 2024-1996.85%
Dec 31, 2023-1647.07%
Dec 31, 2022-1219.19%
Dec 31, 2021-768.72%
Dec 31, 2020-606.35%
Dec 31, 2019-452.17%
Dec 31, 2018-420.40%
Dec 31, 2017-460.16%
Dec 31, 2016-425.98%
Dec 31, 2015-421.51%
Dec 31, 2014-340.89%
Dec 31, 2013-314.11%
Dec 31, 2012-277.92%
Dec 31, 2011-231.13%
Dec 31, 2010-210.89%
Dec 31, 2009-189.86%
Dec 31, 2008-234.45%
Dec 31, 2007-224.79%
Dec 31, 2006-180.32%
Dec 31, 2005-172.96%

Enterprise Value History

DateValue
Dec 31, 20241.34T
Dec 31, 20231.09T
Dec 31, 2022552.93B
Dec 31, 2021482.95B
Dec 31, 2020337.84B
Dec 31, 2019153.64B
Dec 31, 2018175.17B
Dec 31, 2017271.68B
Dec 31, 2016210.94B
Dec 31, 2015214.45B
Dec 31, 2014101.05B
Dec 31, 201333.51B
Dec 31, 201221.48B
Dec 31, 201112.54B
Dec 31, 201025.24B
Dec 31, 200914.87B
Dec 31, 2008-7,968,931,000
Dec 31, 200730.72B
Dec 31, 20063.20B
Dec 31, 2005170.87M

Total Deposits History

DateValue
Dec 31, 20241.88T
Dec 31, 20231.82T
Dec 31, 20221.37T
Dec 31, 20211.02T
Dec 31, 2020839.98B
Dec 31, 2019733.66B
Dec 31, 2018653.87B
Dec 31, 2017610.18B
Dec 31, 2016611.71B
Dec 31, 2015589.57B
Dec 31, 2014571.83B
Dec 31, 2013488.97B
Dec 31, 2012423.36B
Dec 31, 2011371.82B
Dec 31, 2010322.99B
Dec 31, 2009324.74B
Dec 31, 2008300.73B
Dec 31, 2007273.17B
Dec 31, 2006239.48B
Dec 31, 2005222.34B

Loans Net History

DateValue
Dec 31, 20241.14T
Dec 31, 2023784.07B
Dec 31, 2022782.88B
Dec 31, 2021708.67B
Dec 31, 2020609.25B
Dec 31, 2019562.67B
Dec 31, 2018530.51B
Dec 31, 2017451.72B
Dec 31, 2016413.64B
Dec 31, 2015366.80B
Dec 31, 2014313.47B
Dec 31, 2013277.51B
Dec 31, 2012249.14B
Dec 31, 2011202.82B
Dec 31, 2010220.46B
Dec 31, 2009214.92B
Dec 31, 2008208.58B
Dec 31, 2007186.72B
Dec 31, 2006162.49B
Dec 31, 2005119.43B

Deposits/Assets Ratio History

DateValue
Dec 31, 20240.51%
Dec 31, 20230.54%
Dec 31, 20220.61%
Dec 31, 20210.59%
Dec 31, 20200.61%
Dec 31, 20190.69%
Dec 31, 20180.65%
Dec 31, 20170.61%
Dec 31, 20160.66%
Dec 31, 20150.65%
Dec 31, 20140.77%
Dec 31, 20130.80%
Dec 31, 20120.78%
Dec 31, 20110.79%
Dec 31, 20100.78%
Dec 31, 20090.83%
Dec 31, 20080.85%
Dec 31, 20070.82%
Dec 31, 20060.87%
Dec 31, 20050.89%

Total Capital Ratio History

DateValue
Dec 31, 202417.76%
Dec 31, 202316.44%
Dec 31, 202213.69%
Dec 31, 202114.32%
Dec 31, 202016.37%
Dec 31, 201916.69%
Dec 31, 201814.85%
Dec 31, 201713.34%
Dec 31, 201613.26%
Dec 31, 201513.40%
Dec 31, 201412.75%
Dec 31, 201312.06%
Dec 31, 201212.60%
Dec 31, 201111.65%
Dec 31, 201010.28%
Dec 31, 200912.42%
Dec 31, 20087.97%
Dec 31, 200710.44%
Dec 31, 20069.30%

Bank Investments History

DateValue
Dec 31, 20242.09T
Dec 31, 20232.16T
Dec 31, 20221.19T
Dec 31, 2021821.23B
Dec 31, 2020598.75B
Dec 31, 2019325.16B
Dec 31, 2018317.29B
Dec 31, 2017400.52B
Dec 31, 2016388.54B
Dec 31, 2015420.24B
Dec 31, 2014322.59B
Dec 31, 2013217.48B
Dec 31, 2012187.33B
Dec 31, 2011171.87B
Dec 31, 2010111.35B
Dec 31, 2009105.56B
Dec 31, 200870.05B
Dec 31, 200786.67B
Dec 31, 200664.23B
Dec 31, 200583.18B

Unrealized Gains History

DateValue
Dec 31, 202415.95B
Dec 31, 2023-902,400,000
Dec 31, 2022-7,556,496,000
Dec 31, 2021-1,227,635,000
Dec 31, 20203.28B
Dec 31, 20194.05B
Dec 31, 201849.91M
Dec 31, 20172.66B
Dec 31, 20166.38B
Dec 31, 20156.39B