PSX Terminal

KSE-100

SUS
148,617.78
+0.86%

Financial Research & Analysis

HBL

Major Banks • Finance

Valuation Ratios

P/E Ratio (Current)

5.92

P/B Ratio (Current)

0.83

P/S Ratio (Current)

0.46

P/FCF Ratio (Current)

5.68

PEG Ratio (TTM)

1.66

P/FCF Ratio (TTM)

N/A

Book Value & Per Share Metrics

Book Value Per Share (Current)

305.913 PKR

NCAV Per Share Ratio (Current)

-4267.59

Enterprise Value

Enterprise Value (Current)

1614.5B PKR

EV/EBITDA (Current)

N/A

EV/EBITDA (TTM)

N/A

Banking Metrics

Total Deposits (Q)

4850.4B PKR

Jun 2025
Loans Net (Q)

2022.0B PKR

Jun 2025
Deposits/Assets Ratio (Current)

0.63%

Total Capital Ratio (Current)

18.36%

—

—

—

—

Investment & Securities

Investment Income (Q)

N/A

Investment Income (TTM)

N/A

Bank Investments (Q)

4360.2B PKR

Jun 2025
Unrealized Gains (Q)

28.3B PKR

Jun 2025

P/E Ratio History

DateValue
Dec 31, 20244.38
Dec 31, 20232.82
Dec 31, 20222.74
Dec 31, 20214.88
Dec 31, 20206.28
Dec 31, 201915.06
Dec 31, 201814.66
Dec 31, 201728.86
Dec 31, 201611.76
Dec 31, 20158.36
Dec 31, 201410.03
Dec 31, 20139.72
Dec 31, 20126.92
Dec 31, 20115.27
Dec 31, 20107.27
Dec 31, 20098.40
Dec 31, 20085.27
Dec 31, 200716.56

P/B Ratio History

DateValue
Dec 31, 20240.63
Dec 31, 20230.45
Dec 31, 20220.33
Dec 31, 20210.61
Dec 31, 20200.74
Dec 31, 20191.05
Dec 31, 20180.90
Dec 31, 20171.32
Dec 31, 20162.08
Dec 31, 20151.62
Dec 31, 20141.88
Dec 31, 20131.58
Dec 31, 20121.20
Dec 31, 20111.08
Dec 31, 20101.29
Dec 31, 20091.35
Dec 31, 20080.90
Dec 31, 20072.66

P/S Ratio History

DateValue
Dec 31, 20240.29
Dec 31, 20230.21
Dec 31, 20220.19
Dec 31, 20210.58
Dec 31, 20200.65
Dec 31, 20190.83
Dec 31, 20180.96
Dec 31, 20171.36
Dec 31, 20162.38
Dec 31, 20151.66
Dec 31, 20142.01
Dec 31, 20131.62
Dec 31, 20121.20
Dec 31, 20111.04
Dec 31, 20101.31
Dec 31, 20091.30
Dec 31, 20080.77
Dec 31, 20072.82

Book Value Per Share History

DateValue
Dec 31, 2024278.935
Dec 31, 2023247.615
Dec 31, 2022192.346
Dec 31, 2021190.643
Dec 31, 2020177.894
Dec 31, 2019150.223
Dec 31, 2018133.103
Dec 31, 2017126.301
Dec 31, 2016131.461
Dec 31, 2015123.344
Dec 31, 2014114.81
Dec 31, 201395.816
Dec 31, 201280.933
Dec 31, 201173.866
Dec 31, 201064.79
Dec 31, 200956.738
Dec 31, 200843.071
Dec 31, 200742.453
Dec 31, 200630.799

NCAV Per Share Ratio History

DateValue
Dec 31, 2024-3342.09%
Dec 31, 2023-2780.28%
Dec 31, 2022-2581.32%
Dec 31, 2021-2178.80%
Dec 31, 2020-1990.78%
Dec 31, 2019-1504.81%
Dec 31, 2018-1642.02%
Dec 31, 2017-1445.44%
Dec 31, 2016-1166.92%
Dec 31, 2015-1187.05%
Dec 31, 2014-948.49%
Dec 31, 2013-875.96%
Dec 31, 2012-795.16%
Dec 31, 2011-540.78%
Dec 31, 2010-442.04%
Dec 31, 2009-424.23%
Dec 31, 2008-378.39%
Dec 31, 2007-353.70%
Dec 31, 2006-291.52%

Enterprise Value History

DateValue
Dec 31, 2024711.67B
Dec 31, 2023477.67B
Dec 31, 2022532.93B
Dec 31, 2021523.28B
Dec 31, 2020679.04B
Dec 31, 2019410.82B
Dec 31, 2018475.74B
Dec 31, 2017489.35B
Dec 31, 2016328.92B
Dec 31, 2015490.61B
Dec 31, 2014318.59B
Dec 31, 2013221.20B
Dec 31, 2012233.15B
Dec 31, 201184.68B
Dec 31, 2010107.53B
Dec 31, 2009105.77B
Dec 31, 200866.69B
Dec 31, 2007187.64B

Total Deposits History

DateValue
Dec 31, 20244.29T
Dec 31, 20233.95T
Dec 31, 20223.34T
Dec 31, 20213.03T
Dec 31, 20202.53T
Dec 31, 20192.30T
Dec 31, 20182.08T
Dec 31, 20171.93T
Dec 31, 20161.83T
Dec 31, 20151.60T
Dec 31, 20141.49T
Dec 31, 20131.38T
Dec 31, 20121.19T
Dec 31, 2011915.81B
Dec 31, 2010732.07B
Dec 31, 2009682.75B
Dec 31, 2008597.09B
Dec 31, 2007531.30B
Dec 31, 2006459.14B

Loans Net History

DateValue
Dec 31, 20242.54T
Dec 31, 20231.98T
Dec 31, 20222.05T
Dec 31, 20211.63T
Dec 31, 20201.28T
Dec 31, 20191.23T
Dec 31, 20181.16T
Dec 31, 2017905.17B
Dec 31, 2016806.17B
Dec 31, 2015696.42B
Dec 31, 2014673.06B
Dec 31, 2013637.55B
Dec 31, 2012545.53B
Dec 31, 2011499.88B
Dec 31, 2010494.03B
Dec 31, 2009500.83B
Dec 31, 2008502.34B
Dec 31, 2007409.01B
Dec 31, 2006383.86B

Deposits/Assets Ratio History

DateValue
Dec 31, 20240.70%
Dec 31, 20230.71%
Dec 31, 20220.72%
Dec 31, 20210.70%
Dec 31, 20200.66%
Dec 31, 20190.71%
Dec 31, 20180.69%
Dec 31, 20170.72%
Dec 31, 20160.73%
Dec 31, 20150.72%
Dec 31, 20140.80%
Dec 31, 20130.80%
Dec 31, 20120.74%
Dec 31, 20110.80%
Dec 31, 20100.79%
Dec 31, 20090.80%
Dec 31, 20080.80%
Dec 31, 20070.77%
Dec 31, 20060.78%

Total Capital Ratio History

DateValue
Dec 31, 202417.70%
Dec 31, 202316.01%
Dec 31, 202214.83%
Dec 31, 202115.63%
Dec 31, 202017.24%
Dec 31, 201915.35%
Dec 31, 201816.18%
Dec 31, 201715.96%
Dec 31, 201615.53%
Dec 31, 201516.98%
Dec 31, 201416.16%
Dec 31, 201315.39%
Dec 31, 201215.31%
Dec 31, 201115.62%
Dec 31, 201014.61%
Dec 31, 200913.25%
Dec 31, 200811.41%
Dec 31, 200713.57%
Dec 31, 200612.88%

Bank Investments History

DateValue
Dec 31, 20242.49T
Dec 31, 20232.53T
Dec 31, 20221.91T
Dec 31, 20211.92T
Dec 31, 20201.92T
Dec 31, 20191.36T
Dec 31, 20181.37T
Dec 31, 20171.35T
Dec 31, 20161.08T
Dec 31, 20151.23T
Dec 31, 2014907.00B
Dec 31, 2013819.16B
Dec 31, 2012807.88B
Dec 31, 2011453.29B
Dec 31, 2010281.16B
Dec 31, 2009217.32B
Dec 31, 2008129.89B
Dec 31, 2007171.45B
Dec 31, 2006122.26B

Unrealized Gains History

DateValue
Dec 31, 202414.63B
Dec 31, 2023-17,281,961,000
Dec 31, 2022-26,064,591,000
Dec 31, 2021-2,254,093,000
Dec 31, 20208.54B
Dec 31, 20193.53B
Dec 31, 2018-7,326,886,000
Dec 31, 2017-402,933,000
Dec 31, 201612.22B
Dec 31, 201511.67B
Dec 31, 201412.05B
Dec 31, 2013385.83M