PSX Terminal

KSE-100

SUS
148,617.78
+0.86%

Financial Research & Analysis

UBL

Major Banks • Finance

Valuation Ratios

P/E Ratio (Current)

8.60

P/B Ratio (Current)

2.65

P/S Ratio (Current)

N/A

P/FCF Ratio (Current)

N/A

PEG Ratio (TTM)

0.10

P/FCF Ratio (TTM)

N/A

Book Value & Per Share Metrics

Book Value Per Share (Current)

N/A

NCAV Per Share Ratio (Current)

-4110.75

Enterprise Value

Enterprise Value (Current)

6559.3B PKR

EV/EBITDA (Current)

N/A

EV/EBITDA (TTM)

N/A

Banking Metrics

Total Deposits (Q)

4291.9B PKR

Jun 2025
Loans Net (Q)

1153.4B PKR

Jun 2025
Deposits/Assets Ratio (Current)

0.39%

Total Capital Ratio (Current)

N/A

—

—

—

—

Investment & Securities

Investment Income (Q)

N/A

Investment Income (TTM)

N/A

Bank Investments (Q)

8881.3B PKR

Jun 2025
Unrealized Gains (Q)

99.4B PKR

Jun 2025

P/E Ratio History

DateValue
Dec 31, 20246.23
Dec 31, 20233.95
Dec 31, 20223.91
Dec 31, 20215.50
Dec 31, 20207.36
Dec 31, 201910.55
Dec 31, 20189.70
Dec 31, 20178.87
Dec 31, 201610.52
Dec 31, 20157.25
Dec 31, 20149.15
Dec 31, 20138.42
Dec 31, 20125.33
Dec 31, 20114.32
Dec 31, 20107.57
Dec 31, 20096.83
Dec 31, 20084.47
Dec 31, 200715.59
Dec 31, 200610.43
Dec 31, 20059.36

P/B Ratio History

DateValue
Dec 31, 20241.46
Dec 31, 20230.80
Dec 31, 20220.56
Dec 31, 20210.76
Dec 31, 20200.76
Dec 31, 20191.06
Dec 31, 20180.90
Dec 31, 20171.36
Dec 31, 20161.83
Dec 31, 20151.26
Dec 31, 20141.63
Dec 31, 20131.51
Dec 31, 20121.04
Dec 31, 20110.77
Dec 31, 20101.15
Dec 31, 20091.00
Dec 31, 20080.79
Dec 31, 20073.06
Dec 31, 20063.16
Dec 31, 20052.50

P/S Ratio History

DateValue
Dec 31, 20240.40
Dec 31, 20230.39
Dec 31, 20220.42
Dec 31, 20210.94
Dec 31, 20200.88
Dec 31, 20191.12
Dec 31, 20181.05
Dec 31, 20171.71
Dec 31, 20162.31
Dec 31, 20151.57
Dec 31, 20142.02
Dec 31, 20131.71
Dec 31, 20121.11
Dec 31, 20110.76
Dec 31, 20101.18
Dec 31, 20090.88
Dec 31, 20080.58
Dec 31, 20072.71
Dec 31, 20062.43
Dec 31, 20052.18

Book Value Per Share History

DateValue
Dec 31, 2024131.009
Dec 31, 2023110.673
Dec 31, 202290.156
Dec 31, 202190.372
Dec 31, 202083.117
Dec 31, 201977.863
Dec 31, 201868.13
Dec 31, 201769.027
Dec 31, 201665.146
Dec 31, 201561.419
Dec 31, 201454.302
Dec 31, 201344.023
Dec 31, 201240.038
Dec 31, 201134.144
Dec 31, 201029.786
Dec 31, 200926.564
Dec 31, 200819.34
Dec 31, 200714.957
Dec 31, 200610.262
Dec 31, 20057.421

NCAV Per Share Ratio History

DateValue
Dec 31, 2024-2918.93%
Dec 31, 2023-2074.45%
Dec 31, 2022-1015.52%
Dec 31, 2021-870.30%
Dec 31, 2020-679.03%
Dec 31, 2019-570.63%
Dec 31, 2018-578.54%
Dec 31, 2017-655.29%
Dec 31, 2016-530.09%
Dec 31, 2015-469.65%
Dec 31, 2014-372.77%
Dec 31, 2013-334.17%
Dec 31, 2012-285.72%
Dec 31, 2011-241.60%
Dec 31, 2010-209.82%
Dec 31, 2009-185.15%
Dec 31, 2008-188.84%
Dec 31, 2007-128.59%
Dec 31, 2006-96.75%
Dec 31, 2005-83.64%

Enterprise Value History

DateValue
Dec 31, 20245.11T
Dec 31, 20232.99T
Dec 31, 2022612.63B
Dec 31, 2021556.87B
Dec 31, 2020143.84B
Dec 31, 2019229.57B
Dec 31, 2018313.79B
Dec 31, 2017699.09B
Dec 31, 2016437.71B
Dec 31, 2015301.05B
Dec 31, 2014218.03B
Dec 31, 2013144.34B
Dec 31, 201297.89B
Dec 31, 201152.29B
Dec 31, 201078.61B
Dec 31, 200956.27B
Dec 31, 200839.87B
Dec 31, 2007145.58B
Dec 31, 200693.03B
Dec 31, 200544.88B

Total Deposits History

DateValue
Dec 31, 20242.52T
Dec 31, 20232.42T
Dec 31, 20221.99T
Dec 31, 20211.80T
Dec 31, 20201.65T
Dec 31, 20191.46T
Dec 31, 20181.38T
Dec 31, 20171.27T
Dec 31, 20161.18T
Dec 31, 20151.07T
Dec 31, 2014930.13B
Dec 31, 2013871.89B
Dec 31, 2012737.07B
Dec 31, 2011619.34B
Dec 31, 2010562.76B
Dec 31, 2009503.83B
Dec 31, 2008492.96B
Dec 31, 2007412.14B
Dec 31, 2006343.80B
Dec 31, 2005296.50B

Loans Net History

DateValue
Dec 31, 20241.47T
Dec 31, 2023896.44B
Dec 31, 20221.10T
Dec 31, 2021782.78B
Dec 31, 2020644.54B
Dec 31, 2019730.15B
Dec 31, 2018796.23B
Dec 31, 2017706.80B
Dec 31, 2016592.16B
Dec 31, 2015535.03B
Dec 31, 2014500.98B
Dec 31, 2013470.00B
Dec 31, 2012409.22B
Dec 31, 2011359.65B
Dec 31, 2010366.45B
Dec 31, 2009377.22B
Dec 31, 2008388.67B
Dec 31, 2007319.85B
Dec 31, 2006273.29B
Dec 31, 2005224.61B

Deposits/Assets Ratio History

DateValue
Dec 31, 20240.31%
Dec 31, 20230.41%
Dec 31, 20220.67%
Dec 31, 20210.64%
Dec 31, 20200.75%
Dec 31, 20190.72%
Dec 31, 20180.69%
Dec 31, 20170.60%
Dec 31, 20160.71%
Dec 31, 20150.72%
Dec 31, 20140.78%
Dec 31, 20130.80%
Dec 31, 20120.76%
Dec 31, 20110.76%
Dec 31, 20100.77%
Dec 31, 20090.79%
Dec 31, 20080.79%
Dec 31, 20070.75%
Dec 31, 20060.79%
Dec 31, 20050.83%

Total Capital Ratio History

DateValue
Dec 31, 202420.59%
Dec 31, 202314.61%
Dec 31, 202217.42%
Dec 31, 202119.50%
Dec 31, 202022.22%
Dec 31, 201917.96%
Dec 31, 201816.98%
Dec 31, 201715.11%
Dec 31, 201614.88%
Dec 31, 201514.70%
Dec 31, 201414.30%
Dec 31, 201313.30%
Dec 31, 201214.71%
Dec 31, 201114.88%
Dec 31, 201015.04%
Dec 31, 200914.03%
Dec 31, 200810.49%
Dec 31, 200712.40%
Dec 31, 200612.24%

Bank Investments History

DateValue
Dec 31, 20245.89T
Dec 31, 20234.46T
Dec 31, 20221.53T
Dec 31, 20211.57T
Dec 31, 20201.16T
Dec 31, 2019885.76B
Dec 31, 2018854.90B
Dec 31, 20171.13T
Dec 31, 2016831.17B
Dec 31, 2015740.64B
Dec 31, 2014511.26B
Dec 31, 2013454.25B
Dec 31, 2012376.65B
Dec 31, 2011286.89B
Dec 31, 2010229.32B
Dec 31, 2009148.79B
Dec 31, 2008128.27B
Dec 31, 2007121.30B
Dec 31, 200687.10B
Dec 31, 200573.06B

Unrealized Gains History

DateValue
Dec 31, 202438.85B
Dec 31, 20232.78B
Dec 31, 2022-22,772,968,000
Dec 31, 2021-2,547,216,000
Dec 31, 20202.28B
Dec 31, 2019189.65M
Dec 31, 2018-10,230,180,000
Dec 31, 20175.90B
Dec 31, 201614.16B
Dec 31, 201514.77B
Dec 31, 201410.15B