ABL Major Banks
Finance
Mkt Cap
207.0B
P/E (TTM)
5.72
EPS
31.73
ROE
14.73%
Div Yield
8.88%
5 years
FY2025FY2024FY2023FY2022FY2021
Regulatory Capital
CET1 Ratio21.03%20.22%19.85%18.63%18.69%
Tier 1 Capital Ratio21.03%20.22%19.85%18.63%18.69%
Tier 2 Capital Ratio7.15%6.75%6.37%1.10%3.80%
Total Capital Ratio28.17%26.97%26.23%19.73%22.50%
Tier 1 Capital186.78B168.29B137.27B107.75B98.87B
Risk-Weighted Assets888.27B832.15B691.48B578.37B528.97B
Asset Quality
Non-Performing Loans22.74B25.99B26.08B26.21B27.20B
NPL Ratio (NPL/Gross Loans)0.03%0.02%0.03%0.03%0.04%
Loan Loss Coverage-0.28%3.33%1.30%-0.98%-0.35%
NPL / Loan Loss Reserve1.831.732.082.212.12
Reserve / Gross Loans0.02%0.01%0.02%0.01%0.02%
Profitability
Return on Equity (ROE)14.33%20.38%25.22%16.35%13.29%
Return on Assets (ROA)1.17%1.72%1.80%1.00%0.97%
Operating Margin51.42%61.24%62.72%53.21%45.81%
Net Margin26.84%30.87%29.82%24.12%28.25%
Yield on Earning Assets11.18%17.44%18.37%11.60%7.76%
Interest Income / Deposits5.24%6.72%7.52%5.05%4.05%
Deposit & Loan Structure
Deposits / Total Assets0.65%0.68%0.69%0.66%0.64%
Loans / Deposits (ADR)0.37%0.69%0.50%0.60%0.55%
Loans / Total Assets0.24%0.47%0.34%0.39%0.35%
Equity / Deposits0.12%0.12%0.12%0.09%0.10%
Cash / Deposits1.04%0.67%0.80%0.82%0.92%
CASA Ratio0.39%0.38%0.41%0.38%0.40%
Per Share
Book Value Per Share234.81208.06172.33113.76113.22
Tangible Book Per Share230.87204.88169.29111.16110.71
Shares & Market
Total Shares Outstanding1,145,073,8301,145,073,8301,145,073,8301,145,073,8301,145,073,830
Market Cap209.29B157.87B95.04B73.25B94.21B
Enterprise Value822.68B593.79B376.89B567.99B524.00B
Employees13,52613,67012,76512,13711,801
Shareholders19,22019,22019,22019,22019,220