AKBL Major Banks
Finance
Mkt Cap
144.5B
P/E (TTM)
6.48
EPS
15.77
ROE
16.97%
Div Yield
5.01%
5 years
FY2025FY2024FY2023FY2022FY2021
Regulatory Capital
CET1 Ratio16.74%17.00%15.12%12.53%10.49%
Tier 1 Capital Ratio17.50%17.97%16.09%13.68%11.68%
Tier 2 Capital Ratio4.36%3.53%2.26%2.27%1.73%
Total Capital Ratio21.86%21.50%18.35%15.95%13.41%
Tier 1 Capital125.03B112.07B94.03B71.30B57.65B
Risk-Weighted Assets714.37B623.81B584.47B521.32B493.38B
Asset Quality
Non-Performing Loans66.18B66.71B58.13B62.29B62.33B
NPL Ratio (NPL/Gross Loans)0.10%0.09%0.09%0.10%0.12%
Loan Loss Coverage0.33%0.14%0.25%5.43%3.54%
NPL / Loan Loss Reserve1.721.792.062.002.06
Reserve / Gross Loans0.06%0.05%0.04%0.05%0.06%
Profitability
Return on Equity (ROE)16.68%19.28%25.16%21.74%17.55%
Return on Assets (ROA)0.85%0.91%1.18%1.01%0.86%
Operating Margin50.21%56.41%58.52%56.50%38.65%
Net Margin21.47%26.94%29.58%27.26%23.16%
Yield on Earning Assets12.41%19.84%19.25%13.56%8.02%
Interest Income / Deposits6.03%4.93%5.01%3.78%3.67%
Deposit & Loan Structure
Deposits / Total Assets0.55%0.54%0.60%0.74%0.80%
Loans / Deposits (ADR)0.41%0.56%0.53%0.55%0.51%
Loans / Total Assets0.23%0.30%0.32%0.41%0.40%
Equity / Deposits0.10%0.09%0.08%0.06%0.06%
Cash / Deposits1.34%1.22%1.06%0.74%0.70%
CASA Ratio0.31%0.29%0.28%0.31%0.31%
Per Share
Book Value Per Share104.9684.1467.1550.6038.67
Tangible Book Per Share103.4382.8665.8749.6537.85
Shares & Market
Total Shares Outstanding1,449,299,2071,449,299,2071,449,299,2071,449,299,5601,449,299,560
Market Cap145.74B55.46B35.83B25.33B27.75B
Enterprise Value1.09T836.68B561.41B223.39B86.06B
Employees9,1638,2697,8817,3487,478
Shareholders15,50915,50915,50915,50915,509