BAHL Regional Banks
Finance
Mkt Cap
196.1B
P/E (TTM)
6.76
EPS
29.19
ROE
18.23%
Div Yield
8.62%
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Regulatory Capital | ||||||
| CET1 Ratio | 12.20% | 13.04% | 10.79% | 9.94% | 9.66% | |
| Tier 1 Capital Ratio | 13.25% | 14.25% | 12.10% | 11.42% | 10.41% | |
| Tier 2 Capital Ratio | 4.18% | 3.99% | 3.87% | 3.37% | 3.08% | |
| Total Capital Ratio | 17.43% | 18.25% | 15.97% | 14.79% | 13.49% | |
| Tier 1 Capital | 165.44B | 154.36B | 120.76B | 102.13B | 87.08B | |
| Risk-Weighted Assets | 1.25T | 1.08T | 998.27B | 894.16B | 836.65B | |
| Asset Quality | ||||||
| Non-Performing Loans | 35.78B | 35.51B | 25.19B | 14.72B | 7.75B | |
| NPL Ratio (NPL/Gross Loans) | 0.04% | 0.04% | 0.03% | 0.02% | 0.01% | |
| Loan Loss Coverage | 0.31% | 281.36% | -0.79% | -0.11% | -0.29% | |
| NPL / Loan Loss Reserve | 0.75 | 0.73 | 0.95 | 0.83 | 0.59 | |
| Reserve / Gross Loans | 0.05% | 0.05% | 0.03% | 0.02% | 0.02% | |
| Profitability | ||||||
| Return on Equity (ROE) | 19.59% | 29.65% | 31.75% | 17.95% | 21.78% | |
| Return on Assets (ROA) | 0.97% | 1.38% | 1.43% | 0.81% | 1.10% | |
| Operating Margin | 39.31% | 45.97% | 46.06% | 42.32% | 42.70% | |
| Net Margin | 20.20% | 22.92% | 24.46% | 17.09% | 26.95% | |
| Yield on Earning Assets | 11.82% | 18.22% | 17.11% | 11.26% | 8.15% | |
| Interest Income / Deposits | 5.59% | 7.71% | 7.75% | 6.23% | 5.31% | |
| Deposit & Loan Structure | ||||||
| Deposits / Total Assets | 0.75% | 0.66% | 0.68% | 0.59% | 0.62% | |
| Loans / Deposits (ADR) | 0.35% | 0.44% | 0.48% | 0.63% | 0.67% | |
| Loans / Total Assets | 0.26% | 0.29% | 0.33% | 0.37% | 0.42% | |
| Equity / Deposits | 0.07% | 0.07% | 0.07% | 0.07% | 0.08% | |
| Cash / Deposits | 0.88% | 0.98% | 0.88% | 0.94% | 0.81% | |
| CASA Ratio | 0.48% | 0.35% | 0.35% | 0.43% | 0.43% | |
| Per Share | ||||||
| Book Value Per Share | 158.50 | 139.50 | 117.55 | 86.05 | 81.24 | |
| Tangible Book Per Share | 158.35 | 139.29 | 117.36 | 85.64 | 80.92 | |
| Shares & Market | ||||||
| Total Shares Outstanding | 1,111,425,416 | 1,111,425,416 | 1,111,425,416 | 1,111,425,416 | 1,111,425,416 | |
| Market Cap | 207.44B | 146.07B | 89.51B | 61.44B | 76.70B | |
| Enterprise Value | 448.77B | 734.86B | 532.88B | 459.68B | 305.82B | |
| Employees | 18,363 | 17,377 | 16,793 | 19,834 | 18,135 | |
| Shareholders | 9,043 | 9,043 | 9,043 | 9,043 | 9,043 | |