BIPL Major Banks
Finance
Mkt Cap
27.9B
P/E (TTM)
6.50
EPS
5.42
ROE
9.36%
Div Yield
10.85%
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Regulatory Capital | ||||||
| CET1 Ratio | 14.03% | 17.33% | 16.14% | 11.82% | 9.48% | |
| Tier 1 Capital Ratio | 15.05% | 18.67% | 17.76% | 13.51% | 10.84% | |
| Tier 2 Capital Ratio | 1.67% | 5.44% | 6.01% | 4.30% | 3.33% | |
| Total Capital Ratio | 16.72% | 24.11% | 23.77% | 17.81% | 14.17% | |
| Tier 1 Capital | 44.07B | 41.79B | 31.28B | 22.82B | 15.99B | |
| Risk-Weighted Assets | 292.85B | 223.83B | 176.13B | 168.92B | 147.50B | |
| Asset Quality | ||||||
| Non-Performing Loans | 21.98B | 24.27B | 22.89B | 19.97B | 17.17B | |
| NPL Ratio (NPL/Gross Loans) | 0.06% | 0.07% | 0.08% | 0.08% | 0.07% | |
| Loan Loss Coverage | -0.26% | 0.23% | 0.05% | 0.03% | 0.11% | |
| NPL / Loan Loss Reserve | 0.72 | 0.95 | 0.96 | 1.05 | 1.12 | |
| Reserve / Gross Loans | 0.09% | 0.08% | 0.09% | 0.08% | 0.07% | |
| Profitability | ||||||
| Return on Equity (ROE) | 12.41% | 27.98% | 33.60% | 18.08% | 8.99% | |
| Return on Assets (ROA) | 0.79% | 1.69% | 1.84% | 1.00% | 0.52% | |
| Operating Margin | 30.47% | 53.00% | 46.23% | 33.93% | 24.80% | |
| Net Margin | 13.36% | 23.30% | 24.52% | 18.79% | 15.82% | |
| Yield on Earning Assets | 11.59% | 18.59% | 19.17% | 12.36% | 7.58% | |
| Interest Income / Deposits | 6.09% | 8.69% | 8.79% | 5.62% | 3.72% | |
| Deposit & Loan Structure | ||||||
| Deposits / Total Assets | 0.81% | 0.75% | 0.78% | 0.82% | 0.79% | |
| Loans / Deposits (ADR) | 0.55% | 0.60% | 0.53% | 0.61% | 0.72% | |
| Loans / Total Assets | 0.44% | 0.45% | 0.41% | 0.50% | 0.57% | |
| Equity / Deposits | 0.08% | 0.09% | 0.07% | 0.07% | 0.07% | |
| Cash / Deposits | 0.63% | 0.70% | 0.69% | 0.55% | 0.46% | |
| CASA Ratio | 0.44% | 0.37% | 0.35% | 0.39% | 0.39% | |
| Per Share | ||||||
| Book Value Per Share | 43.76 | 43.49 | 32.81 | 24.16 | 20.57 | |
| Tangible Book Per Share | 39.49 | 39.79 | 29.50 | 21.18 | 17.66 | |
| Shares & Market | ||||||
| Total Shares Outstanding | 1,108,703,299 | 1,108,703,299 | 1,108,703,299 | 1,108,703,299 | 1,108,703,299 | |
| Market Cap | 36.55B | 25.47B | 24.61B | 14.81B | 14.20B | |
| Enterprise Value | 21.61B | 84.37B | 59.13B | 17.20B | 35.34B | |
| Employees | 8,176 | 7,317 | 5,891 | 4,562 | 4,046 | |
| Shareholders | 26,755 | 26,755 | 26,755 | 26,755 | 26,755 | |