BOP Major Banks
Finance
Mkt Cap
113.2B
P/E (TTM)
6.17
EPS
4.71
ROE
20.22%
Div Yield
7.35%
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Regulatory Capital | ||||||
| CET1 Ratio | 9.80% | 12.46% | 13.24% | 10.28% | 10.08% | |
| Tier 1 Capital Ratio | 11.07% | 14.24% | 15.37% | 11.82% | 10.08% | |
| Tier 2 Capital Ratio | 3.13% | 3.68% | 2.95% | 1.22% | 2.14% | |
| Total Capital Ratio | 14.21% | 17.92% | 18.31% | 13.04% | 12.22% | |
| Tier 1 Capital | 103.85B | 95.98B | 85.92B | 61.74B | 43.97B | |
| Risk-Weighted Assets | 937.80B | 674.21B | 559.14B | 522.42B | 436.36B | |
| Asset Quality | ||||||
| Non-Performing Loans | 44.33B | 108.49B | 102.87B | 52.03B | 52.29B | |
| NPL Ratio (NPL/Gross Loans) | 0.04% | 0.13% | 0.12% | 0.07% | 0.09% | |
| Loan Loss Coverage | -0.05% | -0.02% | -0.05% | -0.03% | -0.09% | |
| NPL / Loan Loss Reserve | 0.99 | 2.15 | 2.37 | 1.15 | 1.05 | |
| Reserve / Gross Loans | 0.04% | 0.06% | 0.05% | 0.06% | 0.09% | |
| Profitability | ||||||
| Return on Equity (ROE) | 15.92% | 15.31% | 15.37% | 17.91% | 23.19% | |
| Return on Assets (ROA) | 0.58% | 0.57% | 0.60% | 0.79% | 1.07% | |
| Operating Margin | 35.02% | 34.60% | 37.08% | 47.50% | 49.29% | |
| Net Margin | 15.15% | 18.80% | 18.96% | 25.71% | 32.50% | |
| Yield on Earning Assets | 11.20% | 17.29% | 20.69% | 11.72% | 8.09% | |
| Interest Income / Deposits | 4.41% | 2.83% | 3.15% | 2.92% | 3.36% | |
| Deposit & Loan Structure | ||||||
| Deposits / Total Assets | 0.67% | 0.71% | 0.66% | 0.80% | 0.82% | |
| Loans / Deposits (ADR) | 0.58% | 0.50% | 0.59% | 0.60% | 0.58% | |
| Loans / Total Assets | 0.39% | 0.35% | 0.39% | 0.48% | 0.48% | |
| Equity / Deposits | 0.05% | 0.05% | 0.05% | 0.05% | 0.06% | |
| Cash / Deposits | 0.83% | 0.84% | 0.79% | 0.60% | 0.62% | |
| CASA Ratio | 0.24% | 0.21% | 0.18% | 0.18% | 0.18% | |
| Per Share | ||||||
| Book Value Per Share | 31.25 | 27.86 | 24.39 | 19.67 | 16.60 | |
| Tangible Book Per Share | 30.41 | 27.10 | 23.75 | 19.12 | 16.27 | |
| Shares & Market | ||||||
| Total Shares Outstanding | 3,271,569,319 | 3,271,569,319 | 3,271,569,319 | 3,271,568,993 | 3,271,572,255 | |
| Market Cap | 126.15B | 35.37B | 21.20B | 13.59B | 22.39B | |
| Enterprise Value | 738.19B | 405.40B | 480.08B | 97.24B | 59.98B | |
| Employees | 15,206 | 14,656 | 13,659 | 13,047 | 11,257 | |
| Shareholders | 34,262 | 34,262 | 34,262 | 34,262 | 34,262 | |