FABL Regional Banks
Finance
Mkt Cap
138.3B
P/E (TTM)
6.06
EPS
14.80
ROE
20.58%
Div Yield
7.24%
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Regulatory Capital | ||||||
| CET1 Ratio | 12.18% | 13.39% | 14.68% | 12.93% | 15.67% | |
| Tier 1 Capital Ratio | 12.18% | 13.39% | 14.68% | 12.93% | 15.67% | |
| Tier 2 Capital Ratio | 2.09% | 3.35% | 2.87% | 2.59% | 1.86% | |
| Total Capital Ratio | 14.27% | 16.74% | 17.54% | 15.51% | 17.53% | |
| Tier 1 Capital | 98.66B | 85.48B | 73.37B | 55.72B | 56.92B | |
| Risk-Weighted Assets | 809.98B | 638.20B | 499.86B | 431.07B | 363.25B | |
| Asset Quality | ||||||
| Non-Performing Loans | 40.87B | 48.67B | 46.12B | 43.40B | 46.81B | |
| NPL Ratio (NPL/Gross Loans) | 0.04% | 0.07% | 0.08% | 0.09% | 0.11% | |
| Loan Loss Coverage | 0.46% | 0.15% | 0.22% | -0.14% | -0.09% | |
| NPL / Loan Loss Reserve | 1.16 | 1.19 | 2.30 | 2.25 | 2.28 | |
| Reserve / Gross Loans | 0.04% | 0.06% | 0.03% | 0.04% | 0.05% | |
| Profitability | ||||||
| Return on Equity (ROE) | 19.74% | 23.79% | 25.07% | 16.73% | 13.22% | |
| Return on Assets (ROA) | 1.34% | 1.63% | 1.65% | 1.18% | 1.06% | |
| Operating Margin | 48.06% | 52.86% | 50.86% | 45.60% | 38.45% | |
| Net Margin | 22.87% | 24.61% | 24.17% | 23.21% | 24.03% | |
| Yield on Earning Assets | 11.78% | 18.15% | 18.04% | 12.42% | 8.00% | |
| Interest Income / Deposits | 6.89% | 9.31% | 9.61% | 6.54% | 4.76% | |
| Deposit & Loan Structure | ||||||
| Deposits / Total Assets | 0.61% | 0.54% | 0.60% | 0.61% | 0.67% | |
| Loans / Deposits (ADR) | 0.85% | 0.81% | 0.73% | 0.74% | 0.72% | |
| Loans / Total Assets | 0.51% | 0.43% | 0.44% | 0.45% | 0.48% | |
| Equity / Deposits | 0.11% | 0.13% | 0.11% | 0.11% | 0.11% | |
| Cash / Deposits | 0.68% | 0.93% | 0.81% | 0.80% | 0.71% | |
| CASA Ratio | 0.41% | 0.40% | 0.36% | 0.40% | 0.36% | |
| Per Share | ||||||
| Book Value Per Share | 77.59 | 72.43 | 59.91 | 46.53 | 43.57 | |
| Tangible Book Per Share | 75.98 | 70.62 | 58.29 | 44.98 | 42.19 | |
| Shares & Market | ||||||
| Total Shares Outstanding | 1,517,696,525 | 1,517,696,525 | 1,517,696,525 | 1,517,696,525 | 1,517,696,525 | |
| Market Cap | 140.80B | 73.58B | 49.45B | 39.20B | 34.91B | |
| Enterprise Value | 522.80B | 470.60B | 335.49B | 273.14B | 155.74B | |
| Employees | 10,117 | 9,824 | 8,787 | 8,011 | 7,120 | |
| Shareholders | 16,938 | 16,938 | 16,938 | 16,938 | 16,938 | |