HMB Major Banks
Finance
Mkt Cap
122.9B
P/E (TTM)
5.72
EPS
—
ROE
18.05%
Div Yield
10.26%
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Regulatory Capital | ||||||
| CET1 Ratio | 14.16% | 15.98% | 16.27% | 13.57% | 13.01% | |
| Tier 1 Capital Ratio | 14.17% | 15.99% | 16.28% | 13.60% | 13.04% | |
| Tier 2 Capital Ratio | 2.40% | 2.90% | 1.63% | 1.02% | 1.11% | |
| Total Capital Ratio | 16.57% | 18.88% | 17.91% | 14.62% | 14.15% | |
| Tier 1 Capital | 111.82B | 100.96B | 89.04B | 73.84B | 62.64B | |
| Risk-Weighted Assets | 789.17B | 631.49B | 547.03B | 542.96B | 480.49B | |
| Asset Quality | ||||||
| Non-Performing Loans | 55.69B | 25.46B | 41.55B | 44.10B | 33.95B | |
| NPL Ratio (NPL/Gross Loans) | 0.09% | 0.05% | 0.09% | 0.08% | 0.08% | |
| Loan Loss Coverage | — | 23.51% | 18.76% | 0.13% | 0.46% | |
| NPL / Loan Loss Reserve | 1.73 | 0.84 | 1.52 | 1.98 | 1.60 | |
| Reserve / Gross Loans | 0.05% | 0.06% | 0.06% | 0.04% | 0.05% | |
| Profitability | ||||||
| Return on Equity (ROE) | 18.51% | 23.75% | 29.05% | 20.77% | 22.27% | |
| Return on Assets (ROA) | 1.41% | 1.61% | 1.64% | 1.08% | 1.19% | |
| Operating Margin | 55.22% | 59.45% | 60.30% | 52.22% | 53.26% | |
| Net Margin | 24.68% | 26.96% | 27.73% | 26.09% | 32.88% | |
| Yield on Earning Assets | 11.84% | 18.04% | 16.07% | 11.59% | 7.46% | |
| Interest Income / Deposits | 7.20% | 7.70% | 7.99% | 5.28% | 4.32% | |
| Deposit & Loan Structure | ||||||
| Deposits / Total Assets | 0.60% | 0.59% | 0.63% | 0.60% | 0.60% | |
| Loans / Deposits (ADR) | 0.61% | 0.59% | 0.47% | 0.65% | 0.59% | |
| Loans / Total Assets | 0.37% | 0.35% | 0.30% | 0.39% | 0.35% | |
| Equity / Deposits | 0.13% | 0.13% | 0.09% | 0.09% | 0.09% | |
| Cash / Deposits | 0.96% | 1.00% | 1.04% | 0.94% | 1.03% | |
| CASA Ratio | 0.41% | 0.44% | 0.37% | 0.36% | 0.36% | |
| Per Share | ||||||
| Book Value Per Share | 122.99 | 110.75 | 89.71 | 71.62 | 60.50 | |
| Tangible Book Per Share | 122.33 | 110.23 | 89.35 | 71.48 | 60.34 | |
| Shares & Market | ||||||
| Total Shares Outstanding | 1,047,831,480 | 1,047,831,480 | 1,047,831,480 | 1,047,831,480 | 1,047,831,480 | |
| Market Cap | 116.61B | 91.16B | 57.97B | 35.57B | 44.88B | |
| Enterprise Value | 434.94B | 381.89B | 309.26B | 350.15B | 324.62B | |
| Employees | 6,750 | 6,513 | 5,713 | 5,443 | 4,990 | |
| Shareholders | 2,826 | 2,826 | 2,826 | 2,826 | 2,826 | |