MCB Major Banks
Finance
Mkt Cap
489.8B
P/E (TTM)
8.61
EPS
49.29
ROE
18.74%
Div Yield
8.84%
5 years
FY2025FY2024FY2023FY2022FY2021
Regulatory Capital
CET1 Ratio13.68%14.89%16.50%15.40%14.03%
Tier 1 Capital Ratio13.68%14.89%16.50%15.40%14.03%
Tier 2 Capital Ratio5.01%3.85%3.27%2.57%1.95%
Total Capital Ratio18.69%18.74%19.77%17.98%15.99%
Tier 1 Capital236.78B221.36B191.31B158.47B146.49B
Risk-Weighted Assets1.73T1.49T1.16T1.03T1.04T
Asset Quality
Non-Performing Loans104.42B112.28B111.68B105.88B102.39B
NPL Ratio (NPL/Gross Loans)0.11%0.09%0.14%0.11%0.13%
Loan Loss Coverage-0.25%0.25%3.39%-0.38%-0.10%
NPL / Loan Loss Reserve2.111.992.442.372.22
Reserve / Gross Loans0.05%0.04%0.06%0.05%0.06%
Profitability
Return on Equity (ROE)18.75%23.94%29.92%18.55%16.90%
Return on Assets (ROA)1.77%2.22%2.63%1.56%1.55%
Operating Margin60.15%61.46%68.18%60.70%60.80%
Net Margin28.89%30.27%32.46%28.26%35.14%
Yield on Earning Assets11.91%17.72%17.90%11.83%7.91%
Interest Income / Deposits7.38%8.55%9.81%6.56%4.93%
Deposit & Loan Structure
Deposits / Total Assets0.68%0.68%0.72%0.65%0.71%
Loans / Deposits (ADR)0.40%0.63%0.42%0.62%0.51%
Loans / Total Assets0.27%0.43%0.30%0.41%0.36%
Equity / Deposits0.14%0.14%0.12%0.13%0.12%
Cash / Deposits0.96%0.72%0.82%0.80%0.85%
CASA Ratio0.50%0.46%0.44%0.45%0.33%
Per Share
Book Value Per Share283.88241.97203.71163.49149.21
Tangible Book Per Share280.96239.73202.14162.07147.65
Shares & Market
Total Shares Outstanding1,185,060,0061,185,060,0061,185,060,0061,185,060,0061,185,060,006
Market Cap449.59B333.36B204.48B137.66B181.73B
Enterprise Value806.12B544.37B321.97B421.13B275.07B
Employees18,69617,24316,82816,67113,936
Shareholders54,11954,11954,11954,11954,119