NBP Major Banks
Finance
Mkt Cap
413.3B
P/E (TTM)
5.21
EPS
39.97
ROE
17.94%
Div Yield
18.51%
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Regulatory Capital | ||||||
| CET1 Ratio | 19.94% | 20.68% | 19.39% | 16.56% | 15.68% | |
| Tier 1 Capital Ratio | 19.94% | 20.68% | 19.39% | 16.56% | 15.68% | |
| Tier 2 Capital Ratio | 6.57% | 7.37% | 6.41% | 5.46% | 5.08% | |
| Total Capital Ratio | 26.51% | 28.05% | 25.80% | 22.02% | 20.76% | |
| Tier 1 Capital | 416.13B | 359.00B | 290.19B | 236.74B | 204.32B | |
| Risk-Weighted Assets | 2.09T | 1.74T | 1.50T | 1.43T | 1.30T | |
| Asset Quality | ||||||
| Non-Performing Loans | 223.00B | 269.44B | 221.12B | 205.72B | 198.35B | |
| NPL Ratio (NPL/Gross Loans) | 0.13% | 0.15% | 0.13% | 0.14% | 0.15% | |
| Loan Loss Coverage | 0.51% | 0.12% | 0.09% | 0.09% | 0.06% | |
| NPL / Loan Loss Reserve | 0.81 | 1.01 | 0.95 | 0.99 | 1.03 | |
| Reserve / Gross Loans | 0.17% | 0.15% | 0.14% | 0.14% | 0.14% | |
| Profitability | ||||||
| Return on Equity (ROE) | 17.03% | 6.05% | 15.05% | 10.22% | 10.08% | |
| Return on Assets (ROA) | 1.22% | 0.39% | 0.89% | 0.68% | 0.83% | |
| Operating Margin | 55.03% | 22.74% | 48.85% | 43.74% | 47.36% | |
| Net Margin | 26.77% | 10.80% | 25.16% | 20.00% | 21.24% | |
| Yield on Earning Assets | 12.64% | 18.05% | 19.12% | 12.50% | 7.93% | |
| Interest Income / Deposits | 6.71% | 5.21% | 6.03% | 4.77% | 4.53% | |
| Deposit & Loan Structure | ||||||
| Deposits / Total Assets | 0.55% | 0.54% | 0.47% | 0.50% | 0.65% | |
| Loans / Deposits (ADR) | 0.43% | 0.48% | 0.53% | 0.55% | 0.55% | |
| Loans / Total Assets | 0.24% | 0.26% | 0.25% | 0.28% | 0.35% | |
| Equity / Deposits | 0.14% | 0.13% | 0.13% | 0.12% | 0.12% | |
| Cash / Deposits | 1.36% | 1.35% | 1.54% | 1.43% | 1.01% | |
| CASA Ratio | 0.45% | 0.44% | 0.48% | 0.50% | 0.51% | |
| Per Share | ||||||
| Book Value Per Share | 252.05 | 217.46 | 186.26 | 145.35 | 138.19 | |
| Tangible Book Per Share | 250.58 | 216.25 | 185.24 | 144.36 | 137.64 | |
| Shares & Market | ||||||
| Total Shares Outstanding | 2,127,513,026 | 2,127,513,026 | 2,127,513,026 | 2,127,513,026 | 2,127,513,026 | |
| Market Cap | 515.24B | 142.37B | 68.31B | 50.19B | 73.44B | |
| Enterprise Value | 2.35T | 2.00T | 2.47T | 1.81T | 624.10B | |
| Employees | 15,886 | 15,552 | 15,693 | 15,960 | 16,360 | |
| Shareholders | 10,571 | 10,571 | 10,571 | 10,571 | 10,571 | |