About
Samba Bank Ltd. engages in the provision of commercial banking and related services. It operates through the following segments: Wholesale Banking, Global Markets, and Retail Banking. The Wholesale Banking segment includes project finance, real estate, export finance, trade finance, leasing, lending, guarantees, bills of exchange and deposits. The Global Markets segment offers fixed income on debt securities, equity, foreign exchanges, commodities, credit, funding, own position securities, lending and repos, brokerage debt, and prime brokerage. The Retail Banking segment is composed of retail, consumer lending and deposits, banking services, trust and estates, private lending and deposits, banking service, trust and estates investment advice, merchant, commercial, corporate cards and private labels, and retail. The company was founded in 1955 and is headquartered in Karachi, Pakistan.
Financial Highlights
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Revenue | 24.17B | 30.39B | 29.91B | 22.78B | 15.45B | |
| Net Income | 727.25M | 699.33M | 1.24B | -427.94M | 788.98M | |
| EPS | 0.72 | 0.69 | 1.23 | -0.42 | 0.78 | |
| ROE | 4.04% | 4.16% | 7.97% | -2.80% | 5.05% | |
| ROA | 0.37% | 0.39% | 0.69% | -0.23% | 0.44% | |
| Net Margin | 9.50% | 7.78% | 13.28% | -8.61% | 13.67% | |
| Current Ratio | 0.14 | 0.20 | 0.23 | 0.17 | 0.11 | |
| DPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.60 | |
| Free Cash Flow | 1.55B | 3.49B | 4.33B | 1.62B | -3.27B |