SBL Major Banks
Finance
Mkt Cap
9.9B
P/E (TTM)
13.10
EPS
0.72
ROE
4.25%
Div Yield
—
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Regulatory Capital | ||||||
| CET1 Ratio | 17.90% | 17.37% | 15.48% | 13.65% | 15.08% | |
| Tier 1 Capital Ratio | 17.20% | 17.37% | 15.48% | 13.65% | 15.08% | |
| Tier 2 Capital Ratio | 6.44% | 6.46% | 5.83% | 5.06% | 5.12% | |
| Total Capital Ratio | 24.35% | 23.83% | 21.31% | 18.72% | 20.19% | |
| Tier 1 Capital | 16.32B | 14.74B | 14.84B | 13.32B | 15.31B | |
| Risk-Weighted Assets | 91.14B | 84.89B | 95.84B | 97.55B | 101.54B | |
| Asset Quality | ||||||
| Non-Performing Loans | 21.56B | 19.84B | 14.67B | 5.26B | 3.88B | |
| NPL Ratio (NPL/Gross Loans) | 0.29% | 0.29% | 0.17% | 0.06% | 0.04% | |
| Loan Loss Coverage | 0.03% | 0.02% | 0.02% | 0.25% | 33.27% | |
| NPL / Loan Loss Reserve | 2.02 | 1.97 | 2.02 | 0.87 | 0.95 | |
| Reserve / Gross Loans | 0.15% | 0.15% | 0.08% | 0.07% | 0.05% | |
| Profitability | ||||||
| Return on Equity (ROE) | 4.04% | 4.16% | 7.97% | -2.80% | 5.05% | |
| Return on Assets (ROA) | 0.37% | 0.39% | 0.69% | -0.23% | 0.44% | |
| Operating Margin | 19.74% | 21.22% | 24.30% | -22.32% | 21.25% | |
| Net Margin | 9.50% | 7.78% | 13.28% | -8.61% | 13.67% | |
| Yield on Earning Assets | 13.07% | 18.42% | 18.25% | 13.14% | 8.54% | |
| Interest Income / Deposits | 5.28% | 6.78% | 7.82% | 5.55% | 5.70% | |
| Deposit & Loan Structure | ||||||
| Deposits / Total Assets | 0.52% | 0.58% | 0.63% | 0.54% | 0.38% | |
| Loans / Deposits (ADR) | 0.68% | 0.64% | 0.78% | 0.85% | 1.13% | |
| Loans / Total Assets | 0.35% | 0.37% | 0.49% | 0.46% | 0.43% | |
| Equity / Deposits | 0.17% | 0.16% | 0.15% | 0.15% | 0.21% | |
| Cash / Deposits | 1.18% | 1.04% | 0.75% | 0.95% | 1.42% | |
| CASA Ratio | 0.25% | 0.20% | 0.22% | 0.19% | 0.21% | |
| Per Share | ||||||
| Book Value Per Share | 18.65 | 17.08 | 16.23 | 14.53 | 15.77 | |
| Tangible Book Per Share | 17.91 | 16.33 | 15.64 | 13.92 | 15.18 | |
| Shares & Market | ||||||
| Total Shares Outstanding | 1,008,238,648 | 1,008,238,648 | 1,008,238,648 | 1,008,238,648 | 1,008,238,648 | |
| Market Cap | 14.36B | 9.33B | 10.68B | 6.55B | 12.55B | |
| Enterprise Value | 75.46B | 51.12B | 40.66B | 62.53B | 106.61B | |
| Employees | 1,110 | 935 | 957 | 1,010 | 990 | |
| Shareholders | 5,074 | 5,074 | 5,074 | 5,074 | 5,074 | |