SCBPL Major Banks
Finance
Mkt Cap
249.3B
P/E (TTM)
9.44
EPS
7.43
ROE
25.42%
Div Yield
10.09%
5 years
FY2025FY2024FY2023FY2022FY2021
Regulatory Capital
CET1 Ratio19.67%20.61%17.77%16.42%14.30%
Tier 1 Capital Ratio19.67%20.61%17.77%16.42%14.30%
Tier 2 Capital Ratio2.21%2.88%2.30%2.26%2.63%
Total Capital Ratio21.88%23.48%20.07%18.68%16.93%
Tier 1 Capital87.80B93.97B74.24B64.74B54.62B
Risk-Weighted Assets446.46B455.98B417.82B394.14B382.03B
Asset Quality
Non-Performing Loans32.08B16.82B42.12B21.24B21.30B
NPL Ratio (NPL/Gross Loans)0.14%0.07%0.15%0.07%0.08%
Loan Loss Coverage1.12%0.34%3.32%-0.24%-0.16%
NPL / Loan Loss Reserve1.790.892.041.030.98
Reserve / Gross Loans0.08%0.08%0.07%0.07%0.08%
Profitability
Return on Equity (ROE)25.23%43.06%46.39%23.75%17.02%
Return on Assets (ROA)2.95%4.44%4.39%2.23%1.74%
Operating Margin72.81%85.77%85.27%84.22%68.03%
Net Margin36.50%39.96%40.78%33.41%37.91%
Yield on Earning Assets11.10%18.63%19.50%12.49%7.19%
Interest Income / Deposits8.64%12.49%13.57%6.91%4.67%
Deposit & Loan Structure
Deposits / Total Assets0.71%0.75%0.69%0.74%0.71%
Loans / Deposits (ADR)0.38%0.28%0.41%0.42%0.45%
Loans / Total Assets0.27%0.21%0.28%0.31%0.32%
Equity / Deposits0.18%0.15%0.14%0.13%0.13%
Cash / Deposits0.94%0.98%0.96%0.80%0.88%
CASA Ratio0.59%0.48%0.50%0.39%0.38%
Per Share
Book Value Per Share28.5330.4124.8522.6120.56
Tangible Book Per Share21.7923.6718.1115.8713.82
Shares & Market
Total Shares Outstanding3,871,585,0213,871,585,0213,871,585,0213,871,585,0213,871,585,021
Market Cap264.74B205.19B137.25B76.66B141.24B
Enterprise Value204.97B163.57B88.58B56.76B134.01B
Employees1,8001,9002,0002,2002,200
Shareholders7,9377,9377,9377,9377,937