SNBL Regional Banks
Finance
Mkt Cap
22.2B
P/E (TTM)
4.68
EPS
4.13
ROE
15.10%
Div Yield
7.50%
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Regulatory Capital | ||||||
| CET1 Ratio | 10.06% | 12.24% | 13.69% | 11.07% | 10.22% | |
| Tier 1 Capital Ratio | 11.31% | 13.90% | 15.53% | 12.93% | 12.23% | |
| Tier 2 Capital Ratio | 3.57% | 3.79% | 2.91% | 2.25% | 1.58% | |
| Total Capital Ratio | 14.88% | 17.69% | 18.44% | 15.19% | 13.82% | |
| Tier 1 Capital | 32.27B | 30.14B | 30.16B | 24.93B | 22.43B | |
| Risk-Weighted Assets | 285.20B | 216.88B | 194.17B | 192.70B | 183.40B | |
| Asset Quality | ||||||
| Non-Performing Loans | 15.12B | 15.77B | 10.50B | 10.17B | 20.63B | |
| NPL Ratio (NPL/Gross Loans) | 0.07% | 0.06% | 0.05% | 0.05% | 0.11% | |
| Loan Loss Coverage | -0.23% | -0.26% | -0.13% | -0.05% | 0.71% | |
| NPL / Loan Loss Reserve | 2.07 | 1.94 | 1.24 | 1.39 | 2.60 | |
| Reserve / Gross Loans | 0.03% | 0.03% | 0.04% | 0.03% | 0.04% | |
| Profitability | ||||||
| Return on Equity (ROE) | 13.49% | 19.86% | 24.42% | 8.80% | 12.74% | |
| Return on Assets (ROA) | 0.57% | 0.84% | 0.98% | 0.32% | 0.54% | |
| Operating Margin | 32.97% | 39.41% | 42.72% | 27.93% | 32.79% | |
| Net Margin | 12.90% | 18.51% | 20.84% | 11.50% | 19.13% | |
| Yield on Earning Assets | 12.44% | 19.85% | 18.99% | 12.25% | 7.99% | |
| Interest Income / Deposits | 5.13% | 5.47% | 5.87% | 3.37% | 3.59% | |
| Deposit & Loan Structure | ||||||
| Deposits / Total Assets | 0.67% | 0.66% | 0.65% | 0.61% | 0.58% | |
| Loans / Deposits (ADR) | 0.40% | 0.53% | 0.50% | 0.63% | 0.55% | |
| Loans / Total Assets | 0.27% | 0.35% | 0.33% | 0.38% | 0.32% | |
| Equity / Deposits | 0.06% | 0.06% | 0.07% | 0.06% | 0.06% | |
| Cash / Deposits | 0.99% | 0.89% | 0.83% | 0.95% | 1.13% | |
| CASA Ratio | 0.32% | 0.30% | 0.31% | 0.33% | 0.30% | |
| Per Share | ||||||
| Book Value Per Share | 33.37 | 27.95 | 25.95 | 19.18 | 19.62 | |
| Tangible Book Per Share | 32.92 | 27.59 | 25.77 | 18.88 | 19.23 | |
| Shares & Market | ||||||
| Total Shares Outstanding | 1,102,463,481 | 1,102,463,481 | 1,102,463,481 | 1,102,463,483 | 1,102,463,483 | |
| Market Cap | 29.39B | 19.54B | 11.58B | 11.02B | 10.70B | |
| Enterprise Value | 162.10B | 150.98B | 135.96B | 166.65B | 177.66B | |
| Employees | 5,657 | 5,021 | 4,170 | 3,518 | 3,290 | |
| Shareholders | 9,604 | 9,604 | 9,604 | 9,604 | 9,604 | |