Arif Habib Corporation Limited (AHCL) Financial Statements, Ratios & Dividends
About
Arif Habib Corp. Ltd. operates as a holding company. It engages in the business of financial services, manufacturing, energy and real estate. The firm owns interest in fertilizer, securities and commodities brokerage, corporate finance, asset management, cement, steel and property development. It operates through the following segments: Capital Market Operations, Brokerage, Energy Development and Others. The Capital Market Operations segment involves in the trading of equity securities and maintaining strategic and trading portfolios. The Brokerage segment refers to the brokerage, underwriting, corporate consultancy, research and corporate finance services. The Energy Development segment relates to generation of wind power. The Others segment consists of assets of multi commodities entities. The company was founded on November 14, 1994 and is headquartered in Karachi, Pakistan.
Financial Highlights
| FY2026 | FY2025 | ||
|---|---|---|---|
| Revenue | 12.18B | 10.60B | |
| Gross Profit | 9.70B | 7.90B | |
| Net Income | 15.53B | 10.39B | |
| EPS | 3.68 | 2.46 | |
| ROE | 27.41% | 22.23% | |
| ROA | 18.23% | 14.58% | |
| Gross Margin | 79.64% | 74.54% | |
| Net Margin | 127.54% | 97.99% | |
| DPS | 1.25 | 1.00 | |
| Free Cash Flow | 14.98B | 7.83B |
| FY2026 | FY2025 | ||
|---|---|---|---|
| Total Revenue | 12.18B | 10.60B | |
| Cost of Goods Sold | -2.48B | -2.70B | |
| Gross Profit | 9.70B | 7.90B | |
| SG&A Expenses | -928.90M | -1.06B | |
| Depreciation | -1.44B | -1.38B | |
| Other Operating Expense | 291.41M | 1.06B | |
| Total Operating Expense | -3.12B | -2.70B | |
| Operating Income (EBIT) | 9.06B | 7.91B | |
| Interest Income | 0 | 0 | |
| Equity in Earnings | 9.56B | 6.84B | |
| Other Non-Operating Income | 2.51B | -23.90M | |
| Pre-Tax Income | 11.25B | 7.09B | |
| Income Tax | -4.52B | -2.80B | |
| Minority Interest | -767.44M | -748.41M | |
| Net Income | 15.53B | 10.39B | |
| EBITDA | 10.50B | 9.28B | |
| EPS (Basic) | 3.68 | 2.46 | |
| EPS (Diluted) | 3.68 | 2.46 | |
| Gross Margin | 79.64% | 74.54% | |
| Operating Margin | 74.41% | 74.56% | |
| EBITDA Margin | 86.24% | 87.56% | |
| Net Margin | 127.54% | 97.99% |
| FY2026 | FY2025 | ||
|---|---|---|---|
| Profitability | |||
| Return on Equity (ROE) | 27.41% | 22.23% | |
| Return on Assets (ROA) | 18.23% | 14.58% | |
| Return on Invested Capital | 25.88% | 19.66% | |
| Gross Margin | 79.64% | 74.54% | |
| Operating Margin | 74.41% | 74.56% | |
| EBITDA Margin | 86.24% | 87.56% | |
| Net Margin | 127.54% | 97.99% | |
| Liquidity | |||
| Leverage | |||
| Debt / Equity | 0.09 | 0.22 | |
| Debt / Assets | 0.06 | 0.14 | |
| LT Debt / Equity | 0.00 | 0.13 | |
| LT Debt / Assets | 0.00 | 0.09 | |
| Net Debt | -9.50B | 3.14B | |
| Total Debt | 5.70B | 10.97B | |
| Efficiency | |||
| Asset Turnover | 0.14 | 0.15 | |
| Per Share | |||
| Book Value Per Share | 14.91 | 11.96 | |
| Tangible Book Per Share | 14.69 | 11.74 | |
| Cash Per Share | 3.60 | 1.86 | |
| Total Debt Per Share | 1.35 | 2.60 | |
| Working Capital Per Share | 1.11 | 1.69 | |
| Shares & Market | |||
| Total Shares Outstanding | 4,216,967,470 | 4,216,967,470 | |
| Market Cap | 67.43B | 45.54B | |
| Enterprise Value | 61.10B | 51.48B | |
| Employees | 314 | 276 | |
| Shareholders | 6,933 | 6,933 | |
| FY2026 | FY2025 | ||
|---|---|---|---|
| Dividends Per Share | 1.25 | 1.00 | |
| Dividend Yield | 7.82% | 9.26% | |
| Payout Ratio | 33.95% | 40.59% | |
| Total Dividends Paid | -4.21B | -2.94B |
| FY2026 | FY2025 | ||
|---|---|---|---|
| P/E Ratio | 4.34 | 4.38 | |
| P/B Ratio | 1.07 | 0.90 | |
| P/S Ratio | 5.54 | 4.30 | |
| P/CF Ratio | 4.48 | 5.77 | |
| EV/EBITDA | 5.82 | 5.55 | |
| Market Cap | 67.43B | 45.54B | |
| Enterprise Value | 61.10B | 51.48B |
| TTM | ||
|---|---|---|
| Income | ||
| Revenue | 14.41B | |
| Gross Profit | 12.82B | |
| Operating Income | 10.76B | |
| Net Income | 15.53B | |
| EBIT | 10.76B | |
| Free Cash Flow | 14.98B | |
| EPS (Basic) | 3.68 | |
| Margins | ||
| Gross Margin | 88.99% | |
| Operating Margin | 74.71% | |
| Net Margin | 107.80% | |
| Returns | ||
| Return on Equity (ROE) | 27.41% | |
| ROIC | 0.26% | |
| Coverage & Debt | ||
| Dividend Coverage | 1.72 | |
| Debt / Revenue | 0.40 | |
| Valuation & Scores | ||
| P/E (TTM) | 4.18 | |
| Sloan Ratio | 1.62 | |
Computed Metrics (Latest Period)
| FY2026 | ||
|---|---|---|
| Extended Returns | ||
| Return on Common Equity | 27.41% | |
| Return on Tangible Equity | 27.86% | |
| Return on Tangible Assets | 18.42% | |
| Return on Total Capital | 13.33% | |
| Growth | ||
| EPS Diluted Growth | 0.49% | |
| Sustainable Growth Rate | 18.11% | |
| Quality & Risk Scores | ||
| Altman Z-Score | 2.82 | |
| Sloan Ratio | 1.62 | |
| Valuation (Computed) | ||
| Graham Number | 35.15 | |
| Tobin's Q Ratio | 0.72 | |
| Leverage & Coverage | ||
| Interest Coverage | 28.5x | |
| Total Debt / Capital | 0.08% | |
| Assets / Equity (Leverage) | 1.48 | |
| Net Debt / EBITDA | -0.90 | |
| Effective Interest Rate | 3.81% | |
| Debt / Revenue | 0.47 | |
| Efficiency (Computed) | ||
| Fixed Asset Turnover | 0.50 | |
| Receivables Turnover | 1.49 | |
| Dividends (Computed) | ||
| Payout Ratio | 0.34% | |
| Dividend Coverage | 1.72 | |
| Share Buyback Ratio | 0.00 | |
| Per Employee | ||
| Revenue / Employee | 38.78M | |
| Net Income / Employee | 49.45M | |
| Oper. Income / Employee | 28.85M | |
| Total Assets / Employee | 297.07M | |
| Balance Sheet (Computed) | ||
| Book Value Per Share | 14.91 | |
| Earnings Schedule | ||