AHL Investment Banks/Brokers
Finance
113.71 +0.63%
Mkt Cap
7.4B
P/E (TTM)
6.26
EPS (TTM)
18.06
ROE (TTM)
53.36%
Div Yield
19.79%
Arif Habib Limited (AHL) Financial Statements, Ratios & Dividends
About
Arif Habib Ltd. engages in securities brokerage, investment banking, and research firm. It offers equity trading, investment banking, money market, and forex, commodities trading and securities research. It provides financial services to institutional, corporate, high net worth individuals, and retail clients. The company was founded in 1970 and is headquartered in Karachi, Pakistan.
Financial Highlights
| FY2026 | FY2025 | ||
|---|---|---|---|
| Revenue | 3.83B | 3.06B | |
| Gross Profit | 3.67B | 2.95B | |
| Net Income | 1.18B | 981.53M | |
| EPS | 18.06 | 15.02 | |
| ROE | 53.36% | 60.56% | |
| ROA | 12.99% | 15.21% | |
| Gross Margin | 95.96% | 96.67% | |
| Net Margin | 30.84% | 32.13% | |
| DPS | 12.50 | 10.00 | |
| Free Cash Flow | 2.61B | 252.16M |
| FY2026 | FY2025 | ||
|---|---|---|---|
| Total Interest Income | 540.00M | 484.87M | |
| Total Interest Expense | -145.47M | -81.97M | |
| Commissions & Fees | 2.11B | 1.46B | |
| Foreign Exchange Income | 12.48M | 12.48M | |
| Total Revenue | 3.83B | 3.06B | |
| Operating Income | 1.82B | 1.47B | |
| Pre-Tax Income | 1.67B | 1.35B | |
| Income Tax | -489.22M | -368.85M | |
| Minority Interest | 0 | 0 | |
| Net Income | 1.18B | 981.53M | |
| EPS (Basic) | 18.06 | 15.02 | |
| EPS (Diluted) | 18.06 | 15.02 | |
| Operating Margin | 47.53% | 48.13% | |
| Net Margin | 30.84% | 32.13% |
| FY2026 | FY2025 | ||
|---|---|---|---|
| Regulatory Capital | |||
| Asset Quality | |||
| Profitability | |||
| Return on Equity (ROE) | 53.36% | 60.56% | |
| Return on Assets (ROA) | 12.99% | 15.21% | |
| Operating Margin | 47.53% | 48.13% | |
| Net Margin | 30.84% | 32.13% | |
| Deposit & Loan Structure | |||
| Per Share | |||
| Book Value Per Share | 37.88 | 29.82 | |
| Tangible Book Per Share | 37.78 | 29.72 | |
| Shares & Market | |||
| Total Shares Outstanding | 65,340,000 | 65,340,000 | |
| Market Cap | 7.42B | 4.93B | |
| Enterprise Value | 141.91M | 997.15M | |
| Employees | 223 | 195 | |
| Shareholders | 4,506 | 4,506 | |
| FY2026 | FY2025 | ||
|---|---|---|---|
| Dividends Per Share | 12.50 | 10.00 | |
| Dividend Yield | 11.01% | 13.26% | |
| Payout Ratio | 69.21% | 66.57% | |
| Total Dividends Paid | -650.74M | -325.53M |
| FY2026 | FY2025 | ||
|---|---|---|---|
| P/E Ratio | 6.29 | 5.02 | |
| P/B Ratio | 3.00 | 2.53 | |
| P/S Ratio | 1.94 | 1.61 | |
| P/CF Ratio | 2.76 | 16.02 | |
| EV/EBITDA | 0.07 | 0.66 | |
| Market Cap | 7.42B | 4.93B | |
| Enterprise Value | 141.91M | 997.15M |
| TTM | ||
|---|---|---|
| Income | ||
| Revenue | 3.83B | |
| Gross Profit | 3.60B | |
| Operating Income | 1.69B | |
| Net Income | 1.18B | |
| EBIT | 1.69B | |
| Free Cash Flow | 2.61B | |
| EPS (Basic) | 18.06 | |
| Margins | ||
| Gross Margin | 94.18% | |
| Operating Margin | 44.18% | |
| Net Margin | 30.84% | |
| Returns | ||
| Return on Equity (ROE) | 53.36% | |
| ROIC | 0.53% | |
| Coverage & Debt | ||
| Dividend Coverage | 0.00 | |
| Debt / Revenue | 0.42 | |
| Valuation & Scores | ||
| P/E (TTM) | 6.26 | |
| Sloan Ratio | -15.12 | |
Computed Metrics (Latest Period)
| FY2026 | ||
|---|---|---|
| Extended Returns | ||
| Return on Common Equity | 53.36% | |
| Return on Tangible Equity | 53.51% | |
| Return on Tangible Assets | 13.00% | |
| Return on Total Capital | 52.41% | |
| Growth | ||
| EPS Diluted Growth | 0.20% | |
| Sustainable Growth Rate | 16.43% | |
| Quality & Risk Scores | ||
| Altman Z-Score | 1.89 | |
| Sloan Ratio | -15.12 | |
| Valuation (Computed) | ||
| Graham Number | 124.07 | |
| Tobin's Q Ratio | 0.68 | |
| Leverage & Coverage | ||
| Interest Coverage | 12.5x | |
| Total Debt / Capital | 0.39% | |
| Assets / Equity (Leverage) | 4.43 | |
| Net Debt / EBITDA | -3.84 | |
| Effective Interest Rate | 11.55% | |
| Debt / Revenue | 0.42 | |
| Efficiency (Computed) | ||
| Fixed Asset Turnover | 8.53 | |
| Receivables Turnover | 2.75 | |
| Dividends (Computed) | ||
| Payout Ratio | 0.69% | |
| Dividend Coverage | 0.00 | |
| Share Buyback Ratio | 0.00 | |
| Per Employee | ||
| Revenue / Employee | 17.16M | |
| Net Income / Employee | 5.29M | |
| Oper. Income / Employee | 8.16M | |
| Total Assets / Employee | 49.16M | |
| Balance Sheet (Computed) | ||
| Book Value Per Share | 37.88 | |
| Earnings Schedule | ||