About
Adamjee Life Assurance Co. Ltd. provides life insurance services. It operates through the following business segments: Conventional, Accident and Health, Non-Unitized Investment Linked, Unit Linked, Individual Family Takaful and Group Family Takaful Business. The Conventional Business segment includes individual life, group life and group credit life assurance. The Accident and Health Business segment provides fixed pecuniary benefits or benefits in the nature of indemnity or a combination of both in case of accident or sickness to individuals. The Individual Life Non-unitised Investment Linked Business segment provides life assurance coverage to individuals under universal life policies issued by the company. The Individual Life Unit Linked Business segment provides life assurance coverage to individuals under unit-linked investment policies issued by the company. The Unit Linked Takaful segment provide Shariah compliant financial protection and investment vehicle to individual participants. The Group Family Takaful Business segment provides coverage to members or employees of business enterprises and corporate entities, against death and disability under group life assurance schemes issued by the company. The company was founded on August 4, 2008 and is headquartered in Karachi, Pakistan.
Financial Highlights
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Revenue | 51.71B | 51.17B | 37.30B | 26.64B | 23.94B | |
| Net Income | 1.31B | 1.55B | 908.08M | 497.70M | 173.80M | |
| EPS | 5.01 | 5.64 | 3.46 | 1.90 | 0.98 | |
| ROE | 22.34% | 31.56% | 22.24% | 14.22% | 7.33% | |
| ROA | 1.05% | 1.53% | 1.17% | 0.76% | 0.31% | |
| Net Margin | 2.54% | 3.04% | 2.43% | 1.87% | 0.73% | |
| Current Ratio | 0.89 | 0.90 | 0.93 | 1.17 | 2.72 | |
| DPS | 2.50 | 1.90 | 1.90 | — | — | |
| Free Cash Flow | -1.08B | 5.09B | 89.90M | 4.10B | 7.35B |