BAFL Regional Banks
Finance
Mkt Cap
185.3B
P/E (TTM)
5.85
EPS
8.82
ROE
17.01%
Div Yield
16.17%
5 years
FY2025FY2024FY2023FY2022FY2021
Total Interest Income359.75B508.45B413.03B215.20B100.90B
Total Interest Expense-221.07B-380.34B-286.05B-136.93B-54.15B
Net Interest Income138.69B128.11B126.97B78.26B46.76B
Loan Loss Provision-2.90B-1.23B-10.55B-8.94B-1.87B
Net Interest Income after LLP135.78B126.88B116.43B69.32B44.89B
Non-Interest Income40.76B37.47B25.31B20.42B15.60B
Commissions & Fees15.84B17.45B15.22B11.13B8.23B
Foreign Exchange Income12.42B9.55B9.55B9.22B4.13B
Non-Interest Expense-116.35B-80.37B-64.72B-51.19B-37.45B
Labor & Personnel-50.08B-39.78B-28.99B-21.43B-16.98B
Total Revenue400.52B545.92B438.33B235.61B116.50B
Operating Income60.20B83.98B77.02B38.54B23.04B
Pre-Tax Income60.67B84.01B77.05B36.01B23.33B
Income Tax-34.09B-45.38B-42.65B-18.28B-9.45B
Minority Interest0-9.68M425.10M-2.70M-23.76M
Net Income27.84B39.85B36.51B18.39B14.44B
EPS (Basic)8.8212.6311.575.194.06
EPS (Diluted)8.8212.6311.575.194.06
Non-Interest Income / Revenue22.71%22.63%16.62%20.69%25.02%
Operating Margin33.55%50.72%50.58%39.06%36.95%
Net Margin15.51%24.07%23.98%18.64%23.15%
Pre-Tax Margin15.15%15.39%17.58%15.28%20.03%