About
Bank AL Habib Ltd. engages in the provision of banking services. The firm operates through the following segments: Retail Banking, Commercial Banking, and Islamic Banking. The Retail Banking segment consists of retail lending, deposits, and banking services to private individuals and small businesses. The Commercial Banking segment includes treasury and international trade related activities to large corporate customers, multinational companies, government and semi government departments and institutions, and small and medium enterprises. The Islamic Banking segment focuses on islamic banking operations of the bank. It also operates through the following geographical segments: Pakistan, Middle East, and Asia Pacific. The company was founded by Abbas D. Habib, Murtaza H. Habib, Qumail R. Habib, and Anwar Haji Karim on October 15, 1991 and is headquartered in Karachi, Pakistan.
Financial Highlights
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Revenue | 367.04B | 504.48B | 396.65B | 221.26B | 130.11B | |
| Net Income | 32.44B | 41.90B | 35.93B | 16.69B | 18.58B | |
| EPS | 29.19 | 37.70 | 32.33 | 15.01 | 16.72 | |
| ROE | 19.59% | 29.65% | 31.75% | 17.95% | 21.78% | |
| ROA | 0.97% | 1.38% | 1.43% | 0.81% | 1.10% | |
| Net Margin | 20.20% | 22.92% | 24.46% | 17.09% | 26.95% | |
| Current Ratio | 0.13 | 0.14 | 0.16 | 0.14 | 0.19 | |
| DPS | 15.00 | 17.00 | 14.00 | 7.00 | 7.00 | |
| Free Cash Flow | 21.18B | 58.21B | 13.27B | 31.12B | 11.95B |