JSBL Regional Banks
Finance
Mkt Cap
29.1B
P/E (TTM)
6.75
EPS
2.84
ROE
6.65%
Div Yield
—
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Total Interest Income | 146.40B | 221.94B | 132.50B | 72.45B | 39.43B | |
| Total Interest Expense | -82.88B | -147.58B | -92.59B | -57.26B | -27.25B | |
| Net Interest Income | 63.52B | 74.36B | 39.91B | 15.19B | 12.18B | |
| Loan Loss Provision | -3.03B | -5.43B | -5.69B | -973.99M | -2.27B | |
| Net Interest Income after LLP | 60.49B | 68.94B | 34.22B | 14.22B | 9.91B | |
| Non-Interest Income | 22.70B | 15.54B | 12.48B | 6.07B | 5.79B | |
| Commissions & Fees | 10.40B | 8.41B | 5.63B | 3.69B | 4.27B | |
| Foreign Exchange Income | 3.29B | 4.63B | 5.87B | 2.16B | 1.19B | |
| Non-Interest Expense | -64.36B | -54.01B | -31.23B | -18.09B | -13.66B | |
| Labor & Personnel | -27.46B | -20.87B | -12.03B | -7.41B | -6.13B | |
| Total Revenue | 169.10B | 237.48B | 144.98B | 78.52B | 45.22B | |
| Operating Income | 18.82B | 30.46B | 15.47B | 2.19B | 2.04B | |
| Pre-Tax Income | 18.88B | 30.27B | 18.74B | 2.32B | 2.24B | |
| Income Tax | -11.76B | -17.32B | -8.30B | -1.22B | -1.04B | |
| Minority Interest | -1.71B | -3.05B | -916.20M | -8.53M | -22.74M | |
| Net Income | 5.83B | 10.31B | 9.46B | 1.08B | 1.19B | |
| EPS (Basic) | 2.84 | 5.03 | 6.00 | 0.83 | 0.92 | |
| EPS (Diluted) | 2.84 | 5.03 | 6.00 | 0.83 | 0.92 | |
| Non-Interest Income / Revenue | 26.33% | 17.28% | 23.82% | 28.54% | 32.22% | |
| Operating Margin | 21.83% | 33.88% | 29.53% | 10.30% | 11.35% | |
| Net Margin | 6.76% | 11.47% | 18.06% | 5.09% | 6.65% | |
| Pre-Tax Margin | 11.17% | 12.75% | 12.93% | 2.96% | 4.95% |