JSIL Investment Managers
Finance
33.00 +0.00%
Mkt Cap
2.0B
P/E (TTM)
4.25
EPS (TTM)
7.77
ROE (TTM)
18.91%
Div Yield
—
JS Investments Limited (JSIL) Financial Statements, Ratios & Dividends
About
JS Investments Ltd. engages in the asset and pension fund management. Its products include mutual funds, voluntary pension schemes, and separately managed accounts. The company was founded on February 22, 1995 and is headquartered in Karachi, Pakistan.
Financial Highlights
| FY2025 | FY2024 | ||
|---|---|---|---|
| Revenue | 1.20B | 572.53M | |
| Gross Profit | 1.09B | 500.59M | |
| Net Income | 483.28M | 448.92M | |
| EPS | 7.82 | 7.27 | |
| ROE | 20.54% | 23.77% | |
| ROA | 13.92% | 15.74% | |
| Gross Margin | 91.40% | 87.44% | |
| Net Margin | 40.36% | 78.41% | |
| DPS | 0.00 | 0.00 | |
| Free Cash Flow | 53.07M | 38.10M |
| FY2025 | FY2024 | ||
|---|---|---|---|
| Total Interest Income | 19.44M | 33.43M | |
| Total Interest Expense | -110.03M | -31.73M | |
| Commissions & Fees | 11.65M | 5.30M | |
| Total Revenue | 1.20B | 572.53M | |
| Operating Income | 298.81M | 60.86M | |
| Pre-Tax Income | 181.21M | 22.54M | |
| Income Tax | -165.58M | -14.81M | |
| Minority Interest | 0 | 0 | |
| Net Income | 483.28M | 448.92M | |
| EPS (Basic) | 7.82 | 7.27 | |
| EPS (Diluted) | 7.82 | 7.27 | |
| Operating Margin | 24.95% | 10.63% | |
| Net Margin | 40.36% | 78.41% |
| FY2025 | FY2024 | ||
|---|---|---|---|
| Regulatory Capital | |||
| Asset Quality | |||
| Profitability | |||
| Return on Equity (ROE) | 20.54% | 23.77% | |
| Return on Assets (ROA) | 13.92% | 15.74% | |
| Operating Margin | 24.95% | 10.63% | |
| Net Margin | 40.36% | 78.41% | |
| Deposit & Loan Structure | |||
| Per Share | |||
| Book Value Per Share | 42.09 | 34.25 | |
| Tangible Book Per Share | 42.08 | 34.22 | |
| Shares & Market | |||
| Total Shares Outstanding | 61,648,127 | 61,648,127 | |
| Market Cap | 2.66B | 1.52B | |
| Enterprise Value | 2.56B | 2.44B | |
| Employees | 127 | 107 | |
| Shareholders | 1,315 | 1,315 | |
| FY2025 | FY2024 | ||
|---|---|---|---|
| Dividends Per Share | 0.00 | 0.00 | |
| Dividend Yield | 0.00% | 0.00% | |
| Payout Ratio | 0.00% | 0.00% | |
| Total Dividends Paid | -2.3K | -2.9K |
| FY2025 | FY2024 | ||
|---|---|---|---|
| P/E Ratio | 5.52 | 3.38 | |
| P/B Ratio | 1.03 | 0.72 | |
| P/S Ratio | 2.23 | 2.65 | |
| P/CF Ratio | 20.53 | 21.18 | |
| EV/EBITDA | 6.65 | 19.99 | |
| Market Cap | 2.66B | 1.52B | |
| Enterprise Value | 2.56B | 2.44B |
| TTM | ||
|---|---|---|
| Income | ||
| Revenue | 1.44B | |
| Operating Income | 293.59M | |
| Net Income | 479.21M | |
| EBIT | 293.59M | |
| Free Cash Flow | -322.67M | |
| EPS (Basic) | 7.77 | |
| Margins | ||
| Operating Margin | 20.40% | |
| Net Margin | 33.30% | |
| Returns | ||
| Return on Equity (ROE) | 18.91% | |
| ROIC | 0.18% | |
| Coverage & Debt | ||
| Interest Coverage | 4.3x | |
| Debt / Revenue | 0.16 | |
| Valuation & Scores | ||
| P/E (TTM) | 4.25 | |
| Sloan Ratio | 3.00 | |
Computed Metrics (Latest Period)
| FY2025 | ||
|---|---|---|
| Extended Returns | ||
| Return on Common Equity | 20.54% | |
| Return on Tangible Equity | 20.55% | |
| Return on Tangible Assets | 13.93% | |
| Return on Total Capital | 9.86% | |
| Growth | ||
| EPS Diluted Growth | 0.08% | |
| Sustainable Growth Rate | 20.54% | |
| Quality & Risk Scores | ||
| Altman Z-Score | 3.70 | |
| Sloan Ratio | -13.92 | |
| Valuation (Computed) | ||
| Graham Number | 86.08 | |
| Tobin's Q Ratio | 0.79 | |
| Leverage & Coverage | ||
| Interest Coverage | 2.7x | |
| Total Debt / Capital | 0.09% | |
| Assets / Equity (Leverage) | 1.30 | |
| Net Debt / EBITDA | -0.27 | |
| Effective Interest Rate | 16.26% | |
| Debt / Revenue | 0.22 | |
| Efficiency (Computed) | ||
| Fixed Asset Turnover | 1.49 | |
| Receivables Turnover | 2.76 | |
| Dividends (Computed) | ||
| Payout Ratio | 0.00% | |
| Dividend Coverage | -383391.24 | |
| Share Buyback Ratio | 0.00 | |
| Per Employee | ||
| Revenue / Employee | 9.43M | |
| Net Income / Employee | 3.81M | |
| Oper. Income / Employee | 2.35M | |
| Total Assets / Employee | 26.46M | |
| Balance Sheet (Computed) | ||
| Book Value Per Share | 42.09 | |
| Earnings Schedule | ||