OLPM Finance/Rental/Leasing
Finance
27.00 +0.75%
Mkt Cap
1.2B
P/E (TTM)
7.57
EPS (TTM)
3.54
ROE (TTM)
11.90%
Div Yield
9.26%
OLP Modaraba (OLPM) Financial Statements, Ratios & Dividends
About
OLP Modaraba engages in the provision of consumer and wholesale Shariah compliant financing products. It includes leasing, diminishing musharakah, murabaha, and certificates of musharakah. The company was founded in May 1987 and is headquartered in Karachi, Pakistan.
Financial Highlights
| FY2026 | FY2025 | ||
|---|---|---|---|
| Revenue | 1.52B | 1.92B | |
| Gross Profit | 1.27B | 1.47B | |
| Net Income | 160.71M | 174.08M | |
| EPS | 3.54 | 3.84 | |
| ROE | 11.90% | 13.54% | |
| ROA | 1.85% | 2.10% | |
| Gross Margin | 83.10% | 76.51% | |
| Net Margin | 10.54% | 9.06% | |
| DPS | 2.50 | 2.50 | |
| Free Cash Flow | 1.04B | -989.92M |
| FY2026 | FY2025 | ||
|---|---|---|---|
| Total Interest Income | 1.15B | 1.27B | |
| Total Interest Expense | -700.00M | -915.48M | |
| Total Revenue | 1.52B | 1.92B | |
| Operating Income | 942.52M | 1.15B | |
| Pre-Tax Income | 242.52M | 248.45M | |
| Income Tax | -81.82M | -74.37M | |
| Minority Interest | — | 0 | |
| Net Income | 160.71M | 174.08M | |
| EPS (Basic) | 3.54 | 3.84 | |
| EPS (Diluted) | 3.54 | 3.84 | |
| Operating Margin | 61.84% | 59.81% | |
| Net Margin | 10.54% | 9.06% |
| FY2026 | FY2025 | ||
|---|---|---|---|
| Regulatory Capital | |||
| Asset Quality | |||
| Profitability | |||
| Return on Equity (ROE) | 11.90% | 13.54% | |
| Return on Assets (ROA) | 1.85% | 2.10% | |
| Operating Margin | 61.84% | 59.81% | |
| Net Margin | 10.54% | 9.06% | |
| Deposit & Loan Structure | |||
| Per Share | |||
| Book Value Per Share | 30.28 | 29.24 | |
| Tangible Book Per Share | 30.27 | 29.20 | |
| Shares & Market | |||
| Total Shares Outstanding | 45,383,530 | 45,383,530 | |
| Market Cap | 1.13B | 851.85M | |
| Enterprise Value | 6.90B | 6.84B | |
| Employees | — | 58 | |
| Shareholders | 8,174 | 8,174 | |
| FY2026 | FY2025 | ||
|---|---|---|---|
| Dividends Per Share | 2.50 | 2.50 | |
| Dividend Yield | 10.01% | 13.32% | |
| Payout Ratio | 70.62% | 65.18% | |
| Total Dividends Paid | -108.90M | -88.29M |
| FY2026 | FY2025 | ||
|---|---|---|---|
| P/E Ratio | 7.05 | 4.89 | |
| P/B Ratio | 0.82 | 0.64 | |
| P/S Ratio | 0.74 | 0.44 | |
| P/CF Ratio | 1.09 | — | |
| EV/EBITDA | 5.88 | 4.35 | |
| Market Cap | 1.13B | 851.85M | |
| Enterprise Value | 6.90B | 6.84B |
| TTM | ||
|---|---|---|
| Income | ||
| Revenue | 1.53B | |
| Gross Profit | 1.28B | |
| Operating Income | 958.27M | |
| Net Income | 160.71M | |
| EBIT | 958.27M | |
| Free Cash Flow | 1.04B | |
| EPS (Basic) | 3.54 | |
| Margins | ||
| Gross Margin | 84.15% | |
| Operating Margin | 62.76% | |
| Net Margin | 10.53% | |
| Returns | ||
| Return on Equity (ROE) | 11.90% | |
| ROIC | 0.06% | |
| Coverage & Debt | ||
| Interest Coverage | 1.4x | |
| Dividend Coverage | 9.98 | |
| Debt / Revenue | 4.22 | |
| Valuation & Scores | ||
| P/E (TTM) | 7.57 | |
| Sloan Ratio | -12.24 | |
Computed Metrics (Latest Period)
| FY2026 | ||
|---|---|---|
| Extended Returns | ||
| Return on Common Equity | 11.90% | |
| Return on Tangible Equity | 11.91% | |
| Return on Tangible Assets | 1.85% | |
| Return on Total Capital | 11.86% | |
| Growth | ||
| EPS Diluted Growth | -0.08% | |
| Sustainable Growth Rate | 3.50% | |
| Quality & Risk Scores | ||
| Altman Z-Score | 0.50 | |
| Sloan Ratio | -12.24 | |
| Valuation (Computed) | ||
| Graham Number | 49.11 | |
| Tobin's Q Ratio | 0.13 | |
| Leverage & Coverage | ||
| Interest Coverage | 1.3x | |
| Total Debt / Capital | 0.82% | |
| Assets / Equity (Leverage) | 6.15 | |
| Net Debt / EBITDA | 4.92 | |
| Effective Interest Rate | 10.61% | |
| Debt / Revenue | 4.23 | |
| Efficiency (Computed) | ||
| Receivables Turnover | 0.22 | |
| Dividends (Computed) | ||
| Payout Ratio | 0.71% | |
| Dividend Coverage | 9.98 | |
| Share Buyback Ratio | 0.00 | |
| Per Employee | ||
| Balance Sheet (Computed) | ||
| Book Value Per Share | 30.28 | |
| Earnings Schedule | ||