About
Soneri Bank Ltd. engages in the provision of banking services. It operates through the following segments: Retail, Corporate, Islamic, Trading and sales, and Others. The Retail segment refers to all retail related lending and banking services such as staff, consumer, and small-medium enterprise financing. The Corporate segment includes financing and services provided to corporate customers including services in connection with mergers and acquisitions, underwriting, privatisation, securitisation, syndication, and initial public offers. The Islamis segment is composed of the Islamic branches' income and expenses. The Trade and Sales segment comprises of the fixed income, equity, foreign exchange, lending, and repos services. The Others segment covers the head office related activities. The company was founded on September 28, 1991 and is headquartered in Karachi, Pakistan.
Financial Highlights
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Revenue | 92.67B | 121.02B | 104.43B | 68.16B | 41.12B | |
| Net Income | 4.56B | 5.90B | 6.08B | 1.88B | 2.85B | |
| EPS | 4.13 | 5.35 | 5.51 | 1.71 | 2.59 | |
| ROE | 13.49% | 19.86% | 24.42% | 8.80% | 12.74% | |
| ROA | 0.57% | 0.84% | 0.98% | 0.32% | 0.54% | |
| Net Margin | 12.90% | 18.51% | 20.84% | 11.50% | 19.13% | |
| Current Ratio | 0.18 | 0.16 | 0.32 | 0.12 | 0.20 | |
| DPS | 1.50 | 3.00 | 3.00 | 1.00 | 1.50 | |
| Free Cash Flow | -44.56B | 102.19B | -93.98B | -9.19B | 41.52B |