TPLL Textiles
Process Industries
19.03 +0.21%
Mkt Cap
4.3B
P/E (TTM)
—
EPS (TTM)
-0.96
ROE (TTM)
-81.03%
Div Yield
—
TPL Life Insurance Limited (TPLL) Financial Statements, Ratios & Dividends
About
TPL Life Insurance Ltd. engages in the investment across various sectors serving life and health insurance needs with advanced solutions. The company was founded on September 28, 1989 and is headquartered in Karachi, Pakistan.
Financial Highlights
| FY2025 | FY2024 | ||
|---|---|---|---|
| Revenue | 468.92M | 368.16M | |
| Net Income | -208.20M | -340.21M | |
| EPS | -0.93 | -1.54 | |
| ROE | -75.13% | -249.30% | |
| ROA | -15.38% | -51.97% | |
| Net Margin | -44.40% | -92.41% | |
| Current Ratio | 1.40 | 1.36 | |
| DPS | 0.00 | 0.00 | |
| Free Cash Flow | 35.67M | -52.33M |
| FY2025 | FY2024 | ||
|---|---|---|---|
| Total Revenue | 468.92M | 368.16M | |
| SG&A Expenses | -468.98M | -508.27M | |
| Other Operating Expense | 9.46M | 0 | |
| Total Operating Expense | -658.53M | -601.57M | |
| Operating Income (EBIT) | -189.61M | -233.41M | |
| Interest Income | 0 | 0 | |
| Interest Expense | -10.18M | -10.90M | |
| Equity in Earnings | 0 | 0 | |
| Other Non-Operating Income | 0 | 0 | |
| Total Non-Operating Income | -10.18M | -106.21M | |
| Pre-Tax Income | -199.79M | -339.62M | |
| Income Tax | -8.40M | -590.0K | |
| Minority Interest | 0 | 0 | |
| Net Income | -208.20M | -340.21M | |
| EPS (Basic) | -0.93 | -1.54 | |
| EPS (Diluted) | -0.93 | -1.54 | |
| Operating Margin | -40.43% | -63.40% | |
| Pre-Tax Margin | -42.61% | -92.25% | |
| Net Margin | -44.40% | -92.41% |
| FY2025 | FY2024 | ||
|---|---|---|---|
| Profitability | |||
| Return on Equity (ROE) | -75.13% | -249.30% | |
| Return on Assets (ROA) | -15.38% | -51.97% | |
| Return on Invested Capital | -74.71% | -246.49% | |
| Operating Margin | -40.43% | -63.40% | |
| Net Margin | -44.40% | -92.41% | |
| Pre-Tax Margin | -42.61% | -92.25% | |
| Liquidity | |||
| Current Ratio | 1.40 | 1.36 | |
| Leverage | |||
| Debt / Equity | 0.01 | 0.02 | |
| Debt / Assets | 0.00 | 0.00 | |
| LT Debt / Equity | 0.00 | 0.01 | |
| LT Debt / Assets | 0.00 | 0.00 | |
| Net Debt | -873.04M | -697.52M | |
| Total Debt | 3.06M | 4.62M | |
| Efficiency | |||
| Asset Turnover | 0.35 | 0.56 | |
| Per Share | |||
| Book Value Per Share | 1.17 | 1.30 | |
| Tangible Book Per Share | 1.05 | 1.16 | |
| Total Debt Per Share | 0.01 | 0.02 | |
| Working Capital Per Share | 1.36 | 1.03 | |
| Shares & Market | |||
| Total Shares Outstanding | 224,500,000 | 224,500,000 | |
| Market Cap | 5.66B | 11.51B | |
| Enterprise Value | 5.66B | 11.31B | |
| Employees | 97,000 | 96,000 | |
| Shareholders | 1,325 | 1,325 | |
| FY2025 | FY2024 | ||
|---|---|---|---|
| Dividends Per Share | 0.00 | 0.00 | |
| Dividend Yield | 0.00% | 0.00% | |
| Total Dividends Paid | 0 | 0 |
| FY2025 | FY2024 | ||
|---|---|---|---|
| P/B Ratio | 21.54 | 39.45 | |
| P/S Ratio | 12.06 | 30.70 | |
| P/CF Ratio | 158.53 | — | |
| Market Cap | 5.66B | 11.51B | |
| Enterprise Value | 5.66B | 11.31B |
| TTM | ||
|---|---|---|
| Income | ||
| Revenue | 542.33M | |
| Operating Income | -199.70M | |
| Net Income | -215.65M | |
| Free Cash Flow | 60.64M | |
| EPS (Basic) | -0.96 | |
| Margins | ||
| Operating Margin | -36.82% | |
| Net Margin | -39.76% | |
| Returns | ||
| Return on Equity (ROE) | -81.03% | |
| ROIC | -0.80% | |
| Coverage & Debt | ||
| Debt / Revenue | 0.00 | |
| Valuation & Scores | ||
| Sloan Ratio | -14.24 | |
| Zmijewski Score | 1.05 | |
Computed Metrics (Latest Period)
| FY2025 | ||
|---|---|---|
| Extended Returns | ||
| Return on Common Equity | -75.13% | |
| Return on Tangible Equity | -83.77% | |
| Return on Tangible Assets | -15.71% | |
| Return on Total Capital | -67.49% | |
| ROCE | -29.15% | |
| Growth | ||
| EPS Diluted Growth | 0.40% | |
| Quality & Risk Scores | ||
| Zmijewski Score | 0.97 | |
| Sloan Ratio | -14.03 | |
| Valuation (Computed) | ||
| Tobin's Q Ratio | 3.87 | |
| Leverage & Coverage | ||
| Total Debt / Capital | 0.01% | |
| Assets / Equity (Leverage) | 5.56 | |
| Effective Interest Rate | 265.42% | |
| Debt / Revenue | 0.01 | |
| Efficiency (Computed) | ||
| Fixed Asset Turnover | 113.91 | |
| Dividends (Computed) | ||
| Share Buyback Ratio | 0.00 | |
| Per Employee | ||
| Revenue / Employee | 4.8K | |
| Net Income / Employee | -2.1K | |
| Oper. Income / Employee | -2.0K | |
| Total Assets / Employee | 15.1K | |
| Balance Sheet (Computed) | ||
| Book Value Per Share | 1.17 | |
| Earnings Schedule | ||
Insurance Metrics
| FY2025 | FY2024 | ||
|---|---|---|---|
| Underwriting | |||
| Premiums Earned | 419.80M | 294.94M | |
| Losses & Adjustments | -82.63M | -61.43M | |
| Claims & Reserves | -199.01M | -93.30M | |
| Underwriting Commissions | -152.85M | -82.28M | |
| Investment Income | 48.09M | 64.37M | |
| Insurance Ratios | |||
| Loss Ratio | 19.68% | 20.83% | |
| Expense Ratio | 111.72% | 172.33% | |
| Combined Ratio | 131.40% | 193.16% | |
| Claims / Premiums | 19.68% | 20.83% | |
| Equity Ratio | 0.18% | 0.23% | |
| Investment Income / Assets | 13.03% | 19.51% | |
| Premiums / Equity | 151.49% | 216.12% | |
| Insurance Liabilities | |||
| Policy Liabilities | 335.16M | 260.07M | |
| Unearned Premiums | 0 | 0 | |
| Policy Claims | 147.33M | 138.45M | |
| Premium Receivables | 96.18M | 71.14M | |