UBL Major Banks
Finance
Mkt Cap
1.20T
P/E (TTM)
8.43
EPS
52.13
ROE
36.78%
Div Yield
6.68%
| FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | ||
|---|---|---|---|---|---|---|
| Total Interest Income | 1.19T | 1.09T | 536.83B | 259.37B | 154.33B | |
| Total Interest Expense | -823.31B | -911.09B | -386.24B | -150.09B | -80.31B | |
| Net Interest Income | 363.89B | 175.29B | 150.59B | 109.28B | 74.03B | |
| Loan Loss Provision | 4.09B | -11.31B | 4.74B | 2.76B | -1.32B | |
| Net Interest Income after LLP | 367.99B | 163.98B | 155.33B | 112.04B | 72.71B | |
| Non-Interest Income | 59.96B | 81.72B | 21.86B | 34.79B | 22.71B | |
| Commissions & Fees | 28.29B | 19.10B | 18.14B | 16.27B | 13.89B | |
| Foreign Exchange Income | 17.98B | 12.56B | 12.72B | 8.60B | 4.15B | |
| Non-Interest Expense | -137.67B | -101.84B | -72.04B | -56.87B | -45.30B | |
| Labor & Personnel | -51.03B | -38.78B | -26.88B | -21.70B | -18.85B | |
| Total Revenue | 1.25T | 1.17T | 558.68B | 294.15B | 177.05B | |
| Operating Income | 290.27B | 143.86B | 105.15B | 89.96B | 50.12B | |
| Pre-Tax Income | 290.14B | 144.14B | 111.57B | 69.09B | 51.82B | |
| Income Tax | -161.09B | -70.20B | -54.11B | -36.37B | -21.47B | |
| Minority Interest | -20.49M | -15.10M | -1.33B | -546.20M | -213.12M | |
| Net Income | 130.00B | 75.16B | 55.15B | 31.54B | 30.41B | |
| EPS (Basic) | 52.13 | 30.70 | 22.52 | 12.88 | 12.42 | |
| EPS (Diluted) | 52.13 | 30.70 | 22.52 | 12.88 | 12.42 | |
| Non-Interest Income / Revenue | 14.15% | 31.80% | 12.67% | 24.15% | 23.48% | |
| Operating Margin | 68.48% | 55.98% | 60.97% | 62.44% | 51.81% | |
| Net Margin | 30.67% | 29.24% | 31.98% | 21.89% | 31.43% | |
| Pre-Tax Margin | 23.26% | 12.34% | 19.97% | 23.49% | 29.27% |