OLPL Finance/Rental/Leasing
Finance
50.99 +0.16%
Mkt Cap
8.9B
P/E (TTM)
6.62
EPS (TTM)
7.69
ROE (TTM)
12.03%
Div Yield
10.79%
OLP Financial Services Pakistan Limited (OLPL) Financial Statements, Ratios & Dividends
About
OLP Financial Services Pakistan Ltd. is a leasing company, which engages in corporate lease, consumer auto lease, operating lease for generators, e-business, third party processing of plastic card transactions, micro finance, commercial vehicle lease, Islamic finance, and certificate of deposit. It operates through the following segments: Finance Lease, Loans and Finances, and Investment in Subsidiaries, Associates and Others. The Finance Lease segment provides long term leases of movable assets to corporate entities and individuals. The Loans and Finances segment is extended to corporate entities and individuals for purchase of saloon vehicles. The company was founded on July 1, 1986 and is headquartered in Karachi, Pakistan.
Financial Highlights
| FY2026 | FY2025 | ||
|---|---|---|---|
| Revenue | 7.84B | 8.41B | |
| Gross Profit | 7.41B | 7.83B | |
| Net Income | 1.35B | 1.30B | |
| EPS | 7.69 | 7.43 | |
| ROE | 12.03% | 12.38% | |
| ROA | 2.92% | 3.17% | |
| Gross Margin | 94.46% | 93.08% | |
| Net Margin | 17.20% | 15.70% | |
| DPS | 6.00 | 5.50 | |
| Free Cash Flow | -1.58B | -4.65B |
| FY2026 | FY2025 | ||
|---|---|---|---|
| Total Interest Income | 5.62B | 5.68B | |
| Total Interest Expense | -3.37B | -4.07B | |
| Total Revenue | 7.84B | 8.41B | |
| Operating Income | 5.48B | 6.01B | |
| Pre-Tax Income | 2.24B | 2.15B | |
| Income Tax | -887.56M | -840.94M | |
| Minority Interest | -128.56M | -139.26M | |
| Net Income | 1.35B | 1.30B | |
| EPS (Basic) | 7.69 | 7.43 | |
| EPS (Diluted) | 7.69 | 7.43 | |
| Operating Margin | 69.86% | 71.48% | |
| Net Margin | 17.20% | 15.70% |
| FY2026 | FY2025 | ||
|---|---|---|---|
| Regulatory Capital | |||
| Asset Quality | |||
| Profitability | |||
| Return on Equity (ROE) | 12.03% | 12.38% | |
| Return on Assets (ROA) | 2.92% | 3.17% | |
| Operating Margin | 69.86% | 71.48% | |
| Net Margin | 17.20% | 15.70% | |
| Deposit & Loan Structure | |||
| Per Share | |||
| Book Value Per Share | 65.54 | 62.24 | |
| Tangible Book Per Share | 65.17 | 62.08 | |
| Shares & Market | |||
| Total Shares Outstanding | 175,407,647 | 175,407,647 | |
| Market Cap | 8.64B | 6.75B | |
| Enterprise Value | 37.90B | 33.35B | |
| Employees | 446 | 459 | |
| Shareholders | 3,245 | 3,245 | |
| FY2026 | FY2025 | ||
|---|---|---|---|
| Dividends Per Share | 6.00 | 5.50 | |
| Dividend Yield | 12.18% | 14.30% | |
| Payout Ratio | 78.05% | 74.03% | |
| Total Dividends Paid | -1.07B | -964.26M |
| FY2026 | FY2025 | ||
|---|---|---|---|
| P/E Ratio | 6.41 | 5.18 | |
| P/B Ratio | 0.75 | 0.62 | |
| P/S Ratio | 1.10 | 0.80 | |
| EV/EBITDA | 6.45 | 5.08 | |
| Market Cap | 8.64B | 6.75B | |
| Enterprise Value | 37.90B | 33.35B |
| TTM | ||
|---|---|---|
| Income | ||
| Revenue | 7.84B | |
| Gross Profit | 7.57B | |
| Operating Income | 5.48B | |
| Net Income | 1.35B | |
| EBIT | 5.48B | |
| Free Cash Flow | -1.58B | |
| EPS (Basic) | 7.69 | |
| Margins | ||
| Gross Margin | 96.59% | |
| Operating Margin | 69.83% | |
| Net Margin | 17.20% | |
| Returns | ||
| Return on Equity (ROE) | 12.03% | |
| ROIC | 0.05% | |
| Coverage & Debt | ||
| Interest Coverage | 1.6x | |
| Dividend Coverage | 2.13 | |
| Debt / Revenue | 4.07 | |
| Valuation & Scores | ||
| P/E (TTM) | 6.62 | |
| Sloan Ratio | 6.54 | |
Computed Metrics (Latest Period)
| FY2026 | ||
|---|---|---|
| Extended Returns | ||
| Return on Common Equity | 12.03% | |
| Return on Tangible Equity | 12.08% | |
| Return on Tangible Assets | 2.92% | |
| Return on Total Capital | 12.87% | |
| Growth | ||
| EPS Diluted Growth | 0.03% | |
| Sustainable Growth Rate | 2.64% | |
| Quality & Risk Scores | ||
| Altman Z-Score | 0.90 | |
| Sloan Ratio | 6.54 | |
| Valuation (Computed) | ||
| Graham Number | 106.47 | |
| Tobin's Q Ratio | 0.18 | |
| Leverage & Coverage | ||
| Interest Coverage | 1.6x | |
| Total Debt / Capital | 0.74% | |
| Assets / Equity (Leverage) | 4.22 | |
| Net Debt / EBITDA | 4.79 | |
| Effective Interest Rate | 11.10% | |
| Debt / Revenue | 4.07 | |
| Efficiency (Computed) | ||
| Fixed Asset Turnover | 2.45 | |
| Receivables Turnover | 0.20 | |
| Dividends (Computed) | ||
| Payout Ratio | 0.78% | |
| Dividend Coverage | 2.13 | |
| Share Buyback Ratio | 0.00 | |
| Per Employee | ||
| Revenue / Employee | 17.58M | |
| Net Income / Employee | 3.02M | |
| Oper. Income / Employee | 12.28M | |
| Total Assets / Employee | 108.84M | |
| Balance Sheet (Computed) | ||
| Book Value Per Share | 65.54 | |
| Earnings Schedule | ||